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Cut bagels in half horizontally (The bags of mini bagels I buy are already cut). Spread both cut sides with cream cheese.
Layer the ham, onion, cheese and lettuce on bottom half of the bagel. Cover with bagel top. You can cut into halves or quarters to serve as appetizers.
Serve immediately or wrap the bites in plastic wrap. They refrigerate well for up to 24 hours.
By Deeli from Richland, WA
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