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Also, pay your bills electronically. It saves 18.5 million trees and 15.5 billion (yes with a "B") gallons of water to process it.
When you want to buy something extravagant, do this first. Take your yearly gross income, take off 25% for taxes. Take the net you make and divide by 2000 hours, the average a person works per year. When you get your hourly net wage, divide that into the cost of the item and see how many hours you will have to work for that item.
That $100.00 pair of shoes might not seem so cool when you make $10.00 per hour net and have to work 10 hours to buy it.
Sage advice!
Source: Woman's World this year.
By Poor But Proud from Yorktown, VA
By
12/30/2009
Very Good Advice! Well thought out too.
I caution readers to keep a balanced point of view though.
Some regions have unsafe tap water and/or questionable pipes bringing water into their homes.
In these cases other sources of water are needed and a blessing.
Also, paying bills on-line is a time saver, paper saver, even a headache saver to many computer savvy people.
However, it is also the activity that identity thieves count on when they hack into personal home computers. There is such software that allows criminals to read what you are keying into your computer.
Unless you have good internet security protocols in place, I think the good old fashioned way of paying bills is the safest and most beneficial to the average person in the long run.
Here are a few mini-tips, which you all may already practice:
Source: I'm sorry, I don't remember where I read the electricity-saving tips on unplugging items when not in use.
By Vicky from Central KY
Shared on: 06/23/2011
When I asked my DH if he had any frugal tips he said "Marry a frugal wife" :)
By Melanie
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