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Paying a Large Dental Bill |
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I am wondering if anyone has read or bought the book "Free Money To Pay Your Bills" and wondering if it helped or has worked for you. The reason I am wondering is because my husband needs 12,000.00 worth of dental work done and fast and we need help to come up with this money. The waiting list is too long to get him into a low income family discount dentist in our area. So if you have any information for me that could help we would appreciate it.
Thanks, Jen
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RE: Paying a Large Dental Bill
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Post By Jan (Guest Post)
(09/20/2008)
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I am in the same situation. Periodontal disease and I need inmediate intervention, my bill is 17,000, as a single mom I am desperate, did not qualify for Care Credit because of income, dont know what to do but its true this disease lies beneath the brain and above the heart. I worry that I won't have a chance to get this done, but only God can help at this point.
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RE: Paying a Large Dental Bill
My wife had major work done today, just the beginning. We also were not able to hook up with a dental school. She is diabetic, needs almost all teeth pulled, anasthesia, full upper denture and bottom partial. Even with insurance convering 1750 this year and next, I will still be paying somewhere around 10,000. Still, gum infection is no joke, lies beneath the brain, and above the heart. Don't wait too long to get rid of it. It's a shame our country will provide us with viable medical insurance plans, but not with dental, which is so damn expensive when you have a big treatment. Good luck. I don't know a good solution here.
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RE: Paying a Large Dental Bill
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Post By (Guest Post)
(09/30/2007)
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I don't know if this will help you but in my area I belong to a program that is not an insurance plan but instead a Dental Discount plan. It also works for eye and other services. I used it several times in the Nash, TN area and saved almost half on root canals and caps. The price is paid right out of your bank acct monthly and is only I believe 19.99 per month for your whole household. That means even if your sister and her kids live with you they would be covered to! It was a Godsend for me! I don't know if this is available in your area but my lady that I signed up with is not kin to me or anything but her email is RRice AT amerplan.net . I hope it helps you. This nice lady can send you all the info on the plan and then tell you a list of Dentists in your area who take the plan. Best of luck to you and your husband.
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RE: Paying a Large Dental Bill
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Post By P.J. (Guest Post)
(09/30/2007)
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If he needs the work done 'fast' you can forget the Dental schools! My sister is on Soc. Sec. and had to wait almost 2 yrs. for them even to get her into the office. She needs the rest of her teeth removed and will need specially fitted dentures due to the unusual shape of her mouth. The school can and will do the work, but she has to pay them what is, for her, approx. a months income upfront, before they will even start it.....this knowing that she is ALREADY having severe infections in her mouth, which can infiltrate her entire system! She has been actively looking for assistance for her dental needs for several years and has had NO LUCK. If anyone finds a solution, I sure hope you let us all know!
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RE: Paying a Large Dental Bill
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Post By Sophia (Guest Post)
(03/23/2006)
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Thank you all the advised helped. I'm going to be calling care credit.
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RE: Paying a Large Dental Bill
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Post By Damisha (Guest Post)
(02/26/2006)
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make sure you pay your bill, it is important
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RE: Paying a Large Dental Bill
Try getting a second opinion, that's a lot of money. you would if it were any other surgery. also try if you have a dental school close by.. theyare more reasonable and work is exellent. I have a 20 year old filling from Rutgers dental school. also, local county clinic may have dental or a referral. If u live near an indian health or migrant health facility, they might help u. hope this helps.
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RE: Paying a Large Dental Bill
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Post By Anna (Guest Post)
(11/03/2005)
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You have to qualify for care credit. I was denied because my husband and I don't make enough money. and we didn't qualify for the local dental assistance program because we make too MUCH money!
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RE: Paying a Large Dental Bill
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Post By Pam, NY (Guest Post)
(10/21/2005)
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Save your time and money and don't buy the book! I bought it and it didn't help me at all. It told you about things that most people are already aware of, such as the Department of Social Services if you can't pay your rent or heating bill. I got my money back, but it took a while for them to deposit the money back into my account. I agree with the other posts. Either talk to your dentist for some type of payment plan, or a Dental School. Good luck!
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RE: Paying a Large Dental Bill
I was in a simular situation. I found out about Care Credit. They finance medical dental or optical procedures. I have currently a plan with them.. 0 % interest for one year on my newly lasered eye. I have used them in the past for dental.You can call toll free: 1 866 893 7864 Systyl
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RE: Paying a Large Dental Bill
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Post By Cindy in AL (Guest Post)
(09/23/2005)
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Maybe a Dental School is close to your area or in a university close by. Good Luck!!
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RE: Paying a Large Dental Bill
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Post By SNIGDIBBLY (Guest Post)
(09/23/2005)
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TALK TO YOUR DENTIST OFFICE STAFF ABOUT SETTING UP REVOLVING PAYMENT PLANS. ALL DENTIST DO THIS ANDYOU PAY SO MUCH A MONTH UNTIL YOU GET IT PAID OFF. MOST STATE AND FEDERAL PROGRAMS DON'T COVER DENTAL.
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RE: Paying a Large Dental Bill
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Post By Connie A. (Guest Post)
(09/23/2005)
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I don't know about the area that you live in but our dentist has a finance plan that is available to their patients. They don't offer it in house but if you ask they might be able to get you hooked up with the company they use to do the financing. I know this isn't ideal but at least you can get the work done while you make payments. That's a huge dental bill, most people don't have that much extra laying around waiting for a place to put it. Or perhaps you might check with another dentist (second opinion) we have found some dentist in our area to be 50% higher than others. I hope something works out for you soon.
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