I am looking for senior financing for a $300 treadmill. Does anyone know where I might find financing, so that I can make payments?
By Rodge from Norwalk, CT
Have you looked on craigslist for an inexpensive used one of the model you want? Many people buy those things, never use them more than once or twice, and then get rid of them.
Read the news papers, maybe you can find one & try it out before you buy it or put ad in paper, good luck.
Do you have a local Sears store? This time of year they tend to run specials plus special financing like no interest for 6 months - that would allow you to use the product and make regular payments.
Thanks to you all. But I know what I want and it is about $350.00, what I need is financing. When I had my stroke it ruined my credit, or else I could get a Walmart credit card and finance it.
No sears store nearby, I would use it more than once. I am disabled and really need the exercise!
I was so eager to get rid of my treadmill that I listed it to give away on Freecycle. So if you happen to be in a city of any size, I suggest you check there.
I wonder if you've already looked into the idea of simply walking for exercise. Although I realize that some people might have to do their walking in their home, I found that while the treadmill was very tedious (and may have caused me some foot problems) I really enjoy getting outside. I do have a good neighborhood to walk in, and I invested in one of those high-tech face masks/hoods, which makes all the difference when the temperature gets below about 40.
I know what you said about your credit. However, if you have an ongoing relationship with your financial institution, ask them about financing your treadmill purchase.
My hubby had to get some very expensive repairs, plus tires all around this month - the same month we maid our final van payment, of course. Since he's belonged to our credit union forever, they readily agreed to finance the whole shmeer.
Another option to ask about is a signature line of credit. That's something hubby has had forever, also, and he has the amount set up to be automatically deducted from his account. Of course, with Federal regs changing the deduction date, I simply go into the account, usually using the telephone teller, and make the payment that way. Best to you, and enjoy your new treadmill!
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