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I have seen so many different ways to make a budget but none of them ever worked for me. So I made my own.

I used Microsoft Word and made a table of 3 columns and 4 rows. Each column is one month. Each box in that column is payday and what bills are due that week.

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All of our bills pretty much come at the same time every month so it was easy to make the budget for the whole year this way.I know how much most of the bills are so I can figure out each payday how much is going out. We get paid every two weeks so that is why I only have three boxes in my columns.

Hard to explain so I made a picture of one page.

By Tami

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