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When I go to an outdoor event when it is chilly, I wear a jacket that I have put an inner pocket inside. I put a Velcro seal on it, that way my wallet is handy. I can get into it, but there is no way someone is going to open the Velcro without my knowledge. I don't carry a purse but sometimes my pants pockets aren't deep enough to carry things. Also, it is easy for an experienced pickpocket to relieve you of your wallet.