Staying Out of Debt

Well now that I am debt free, I am still a frugalite as I am saving for a one year emergency fund. Here are a couple of the ways which I am doing it. I hope that you will be able to apply a couple to save a little money. My Frugal Life

To begin with let's begin with the limitations, of which a major one is that I live in an apartment, so I can't do any structural changes such as adding insulation to decrease my heating bill etc. But other than that the sky is the limit. So here we go:


I hope that these were of benefit to you and please keep sending in these Frugal Life stories. I love reading what others are doing.

By Lovejoy from Dallas, TX

Do you have a frugal story to share with the ThriftyFun community? Submit your essay here:

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April 25, 2010

We started living a frugal life because we have 7 children, and I wanted to stay home with them. We did not want to be saddled with debt. I planted a garden, raised chickens, and beef.

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July 11, 2011

For all income that comes in, no matter how small, pay off the debt with 50%, and live off the rest. This works wonderfully and is wise. Our debt is going down, and one day, God willing, it will be paid off.

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Kelly Ann Butterbaugh
April 6, 2011

As colleges prepare for graduation, thousands of people prepare to enter the workforce. There's a promise of paychecks and prosperity, but there's also the threat of dangerous levels of debt.

The Basics for Starting Out on Your Own

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June 23, 2006

My way of not going too far into debt has always been the same: I don't spend more money than I have. I do use credit cards but never charge more than I have in my savings account...

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Kelly Ann Butterbaugh
September 26, 2006

The economy is poor, but that's not the only reason that people are in debt. Other factors play a huge role in the circulating debt that swarms above the homes of America, and one of them is the "I need it" attitude.

Woman frustrated with bills

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November 15, 2004

Self-Help Debt Management Program Live Debt Free! You deserve financial security and independent wealth. Anyone can do it. You Deserve IT! Start saving now. Includes a plan, ideas and resources for debt reduction, household budgeting, frugal living. Reduce expenses, save money, balance your budget.


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