I just talked to a friend who was complaining that she has to come up with $1000 every October and she has nothing saved up. I asked her if she could save $19.25 on a weekly basis. She said she could, if she cut out her morning coffee and took her own to work, and if she also skipped eating lunch out one day a week.
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With each task I perform during the course of a day, I think of ways that I can save. Small amounts saved each day add up to large savings at the end of the year.
My husband and I have never had a lot of money. Our whole married lives, we have had to watch and constantly be careful. We were married and started our family very young, and neither of us has a college education.
I decided to write another post to help others out since my first post was a success. I want to share my opinion on stuff that works for me.
One instant budget breaker is impulse buying. Stores create displays that are so enticing it's hard to resist wandering over to them and buying something that is most definitely not on the shopping list. Spontaneous shopping is seldom a good choice.
"A penny saved is a penny earned," said Benjamin Franklin. However, what good is a penny saved if it's spent on something else?
I belong to a weekly creative writing class that costs $9 each week for the class. We are now on two weeks break from the class, so that is $18 that I save for that time.
Sometimes it gets a little tight waiting for payday, so I go into the money stashes I have to ease things just a bit. The stashes include my piggy bank (I do have one), and other coin receptacles.
Money saving tips and strategies for saving money in the new year from the ThriftyFun community. Feel free to post your ideas!
When I enter an amount taken from my checking account either by check or debit card I always enter the correct amount in the ledger but I round up the amount I deduct from the checking account.
I encouraged a friend to start a savings account. She had no savings and had to charge emergencies when they came up. She said she did not have money to start a savings account with and could not afford to add to it if she did.
Doing your homework can save a lot of money. Yes, studying hard in school could land you a job that drives home in a sports car, but it's an easier type of homework that saves money right now.
When visiting a mall, there is one thing that makes me want to spend, spend, spend! That is the sight of another shopper with lots of lovely designer store bags in her arms.
Reduce chaos in order to save money. Live like a natural disaster is coming. Make life simpler in order to de-clutter the mind and the living environment.
