We have so many things in the fall and winter to spend money on so tax time is in the spring or late winter. In Canada, we do no not have to hand in our tax form if we have money coming back to us, so we wait till October to send in our tax form. Then our much needed tax money comes at the correct time.
I have a piggy bank for every kind of change and I have an old wallet to save paper money in. When it adds up to a set amount, I take it to the bank and put it in a savings account. We also have a resell idea for putting money in to our savings. When something becomes usless to our family, we see if it will sell on line or in the second hand stores. This money goes in to savings. We also take the bottles and cans to a return depot and put that in to savings.
We also car pool to go shopping and doing business in town. We list the things that we will need done in town the time needed and talk about doing things in a circle or figure 8. We drop off someone at the grocery and go to the bank then gas station and then music lesson drop off, then pick up the grocery shopper and stop at the bill paying spots and pick up music lesson person then home. We also take turns with cars so the same person does not drive every time.
By Carolyn from BC Canada
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