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Living on One Income

The best tip I can give about living on one income would probably be this one. When our daughters were small, we decided that it was important for me to be at home taking care of them every day, especially after we took the cost of child care into consideration. Any money I made would have gone to pay for someone to raise my children while I worked. That was quite a thought and we quickly rejected the idea of me working.


I am happy to say that our children are grown and though we have had to do without some things, it was worth it to pinch pennies and do without some to have had the pleasure and blessings of raising my children and being with them every day. There's nothing worth more than your children!

By Robin

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June 5, 20160 found this helpful

When my 3 older children were preschoolers, I baby sat for working moms, watching 3 to 5 extra toddlers. My girls loved it, as they had friends to play with. I often joked that we paid our home off with baskets of dirty diapers. Back then, I got less than a dollar an hour per child, but then, our house payments on our beautiful old craftsman-style home were only $150 a month! Almost every penny I made went toward extra principle payments and our home was paid off in just a few years, not decades.

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June 5, 20160 found this helpful

When my 3 girls were not yet in school, I started a small day care in our home...almost every penny earned went to extra principle on our little home. Sold that one, put most of our profit into another one, continued to babysit and use extra to pay down that mortgage. 3rd home, more profit $ went into larger down paymenton it...


a big, older, beautiful, farm type home, lots of room to do day care. Got that home paid for in less than 4 years. Still see or hear from many of the kids I used to babysit for, and my girls are still friends with them. Very tiring but very precious times, back then. G'ma Mary

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