In some instances, it is smart to shop with cash only, but skip the bank or the ATM if you're withdrawing money. Some banks and ATMS charge service fees - even if it is your choice bank. Instead, use your debit card to purchase small items and get cash back at no charge from a retailer, such as a grocery store or the local big box. This can save you $2 to $5 for each visit you might have taken to the bank or ATM.
By Faylee from Kingsport, TN
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