Has this simple tip been shared before? Take your digital camera around the house and photograph everything you own. This is such an easy way to catalog your possessions for insurance purposes. I can't believe how quick this is and how nice it is to have a file saved in photos of my possessions. Once you have done this you can then proceed to place a value on each of your items and also catalog this by way of a Word document with photo of item inserted.
By Kghornsten from Davis, CA
Another good option is to video tape your entire house. Open all drawers, cabinets, closets, etc. you can describe any items while video taping. I work in insurance and people cannot remember all of their possessions in a time of crisis like a house fire. (03/27/2009)
I'm in the process of doing this right now. Tornado season is coming, and with it, the necessity to make sure household inventory is current. (03/27/2009)
That is a very good idea. However, once you make the pictures, you need to store them somewhere outside your home. If your home burns, you want to be sure that the pictures don't get destroyed, also! (03/28/2009)
You can also make a list on the computer using Excel and the approximate value! (03/31/2009)
One other thing, My friend learned the hard way. If you have jewelry, do a separate insurance policy on them so you will get full coverage in case someone breaks in your house. Some people have their insurance cover everything and that is bad. My friend's mom died and left all her jewelry to her, well a couple years ago someone broke into her house and took the jewelry along with other things. Her insurance man told her she should have had a separate policy for the jewelry to get full coverage for it. The amount you get back is never what you paid for everything as most of us know (06/02/2009)
By Teresa Kay
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