Use Deferred Billing When Ordering Online

When online shopping, I use the "defer billing code". That gives me the time to receive the products and review the products-condition of, it's what I ordered etc.


If its clothing, time for trying on to make sure it fits right, what I ordered etc.
Then if I need to return an item, it can be returned before my credit card is charged. The online store you bought from will not charge you for that item if you return it before the date the deferred billing period ends.

Often the companies give you three months before charging your card. You will have to pay the cost of shipping and handling when returning items but, to me, that is a small price to pay compared to the cost of having it charged to my card. Instead of having, say, $20.00 charged to my card and then having to wait for it to be credited back into my account, I prefer to pay a few dollars for shipping it back, keeping the money in my account and avoiding a whole bunch of hassle.

Some companies even include a return label for you to use. The package is then mailed out by the post office and on receiving it the company will charge your card for only the shipping and handling.

By alexa/wildrose from DE USA

Filter: All Articles Sort: Relevance

Thank you for posting this! ... I had never given it a second thought... & I'm always the one complaining the loudest when I end up with something that comes broken or working improperly... Next time I'll follow your advice!

ReplyWas this helpful?Helpful? Yes

Where is the 'Defer Billing Code'? I don't think I've seen this feature on any of the sites...

ReplyWas this helpful?Helpful? Yes

I am looking for deferred billing codes for Spiegel, Chadwicks, Newport News, Metrostyle or any other websites you may know of a deferred billing code. Thank you!

By Dani

AnswerWas this helpful?Helpful? Yes

There aren't many deferred billing codes left. Many companies that used to offer deferred billing stopped after the credit card rules changed. They only offer deferred billing only if you hold a credit card for their specific store. You'll have better luck with discount codes. I often do a Google search with the store's name and the word coupon. Also many companies give codes on facebook if you "like" their facebook page.

ReplyWas this helpful?Helpful? Yes
Read More Answers...
In This Article
A woman typing in a credit card number for an online shopping purchase.
Online Shopping Tips
Budget & Finance ShoppingJuly 28, 2008
More to Explore
ThriftyFun on Facebook
ThriftyFun on Pinterest
Enter a Contest
Free Newsletters
Ask a Question
Share a Post
Related Guides
Online Shopping
Selling Crafts Online
bulb catalog sign
Ordering From Garden Catalogs
Handyman Finding Appliance Manuals Online
Finding Appliance Manuals Online
Hand Cart With Box That Reads Free Shipping
Saving Money on Shipping Charges
© 1997-2016 by Cumuli, Inc. All Rights Reserved. Published by . Page generated on May 24, 2016 at 1:07:18 AM on in 438 msecs. Use of this web site constitutes acceptance of ThriftyFun's Disclaimer and Privacy Policy. If you have any problems or suggestions feel free to Contact Us.
To Top
Loading Something Awesome!