Do you have any tips, resources, guides, etc on the various debt consoldation agencies out there? I am trying to find out what is out there and what is legitmate to approach in getting debt consoldated and credit cards paid off.
If you owe more than 10K you may want to consider bankruptcy. Under Chapter 7 your non-secured debts (with a few exceptions: student loans being one of them) go away and are discharged. It may take some time to rebuid your credit but if you owe a lot it may take more time to pay it down.
Before you go with any debt consolidation resource I would recommend that you check them out through the Better Business Bureau. Better safe than sorry.
Hi, I have been where your at I think. You can consoladate your credit card bills at your local Bank or credit union it will depend on your credit report the higher the points the better the rates. Their are Free debt consoladation services from the Better Business Bureau. But their is a fee I dont know what it is. Their is one other way call your creditors and make some type of arrangements to pay these bills off. I have been 3 payments down on my truck and house and the bank at the door and worked it out. The truck is paid off. The house is getting their. So dont feel like the lone Ranger. God Bless, Good Luck
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