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Fingerhut.com allows visitors to buy now and pay later. They offer great credit options, and say yes when many other credit providers say no. They have great products too from TVs to clothes to furniture.
I like Fingehut's credit plan. Yes, some of there products are a little higher, but I have never had anything to return. Their products are of great standard. i have a set amount I have deducted from my account each month. This way my Credit line increases quickly and I'm never late. I always pay more than the minimum. It helps when I have months I need to buy extra gifts or weddings and don't have the extra cash. I love Fingerhut!
This is a guide about buy now pay later websites for laptops. If the cost of a new laptop is not within their budget some consumers look for pay later options.
Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.
Are there any known sites that allow "bill me later" with no credit check to use for Christmas for the kids ?
By EMoore84 from Indianapolis, IN
I've been buying from Fingerhut for six years and only had to return a few things only because I ordered the wrong size. I've ordered three iPads, kitchen appliances and many other things with no trouble.
(format_html) Does anyone know of any companies like Ltd. Commodities and ABC Distributing? Here are suggestions as posted by the ThriftyFun community. These may or may not require a credit card or social security number. If you know of any others or have any other information about these sites, post it below.
Do you know of any pay later home and garden sites?
Make sure these places are not charging high interest rates for the privilege of paying later.
Does anyone know of any online shopping stores that do accept shop now pay later, "billmelater" service? I am located in the United States. Thanks.
Are there any on line stores like FingerHut who allow 17 year olds to apply for credit?
That doesn't answer their question.
I am looking for buy now pay later sites other than Fingerhut.
By Carole from OK
Ginny's and Stoneberrry
Do have suggestions for the best websites for buying now and paying layer?
By Sascha from Ontario, Canada
Ginny's.com, seventh avenue.com, carol wright, stoneberry.com.
How can you pay your statement on line?
I am looking for clothes I can get buy now and pay for months later. Please help me find a business that offers this as an option.
By SOR from Cavan
I haven't heard of any clothing sites like that, but you can apply for credit at most cothing stores and sites, and pay monthly. Even the buy now, pay later merchandis sites, expect monthly payments.
I am requesting sites using 6 month pay off or buy now pay later. Any suggestions?
I am looking for online shopping sites that offer installment billing.
I use http://www.fingerhut.com/ . They have great buy now pay later options on many products.
ABC Distributing and LTD Commodities do not let you charge anymore. Does anyone know of other sites that do?
With Fingerhut, you have to apply for their credit card.
I need names of online sites or stores where I can buy now and pay later on a wide variety of items. Or select items. Not Fingerhut, similar though. It's too small. I want something with variety like Fingerhut, but a bigger selection.
Montgomery Ward, Seventh Avenue, Midnight Velvet, Stoneberry, Figis, Swiss Colony, Carole Wright, Miles Kimball, Home @ Five, Mason Shoes, Masseys, Country Door, Ginnys.
Are there any other companies like Country Door or Grandpointe where you can buy now and pay by the month?
By Karla M.
Check out Bill Me Later and see if the stores you are interested in buying from are connected with Bill Me Later. I have used this in the past. I have purchsed some items that I was given three months to pay.
Looking for online shopping sites to order new kitchen items such as cookware etc. that will let me order then send me bill.
Linda from Fort Worth, TX
This site offers a lot of items for kitchens, general household decor, furniture, backyards, etc. Everything is reasonably priced. You place an order, they ship your items and you pay for it within 10 days of recieving the shipment.
Can someone tell me some for real sites that do pay later with no credit check? I've looked up the sites they tell you to on here, but no luck. Can someone please help!
A lot depends on what you want to buy. The only one I can think of right now is Fingerhut. Be aware that when you buy from these places you end up paying really high interest, therefore making the total price much more than the listed price and more than what the item is actually worth. You might be further ahead saving for larger purchases and then buying locally.
Does anyone know of any sites that still do buy now pay later without a credit check? My credit is not the greatest. I need to get Christmas presents for my daughter. Thanks. .
Does anybody know of any companies like Popular Club that have name brand merchandise that you can order, receive, and make monthly payments with no credit information given.
Go to "Bill Me Later". I purchase things through these companies and make monthly payments. They have a long list of merchants.
I am looking for a buy now pay later site that delivers to Ireland.
I would imagine any of them would, if you are willing to pay enough shipping charges. But when you buy that way you are actually paying more for the item because of the outrageous interest charged.
I am looking for men's bands that I can buy now and pay for by the month, no credit cards, or down payments. Where can I buy now and pay later?
By Charlotte from De kalb, TX
I am looking for bill me later stores that sell home improvement items and one that sells jewelry. Any suggestions?
The only places I know of that do not charge fees (interest) allow you to make payments, that are safe is Home Shopping Network or Shop NBC. Home Shopping Network I feel has some great deals but not the selection of HSN. Other difference is at HSN you must pay tax's with S&H fees up front (added to first payment). Usually up to 6 equally divided payments after that. Holiday time of year everything has until 1-31-2012 for returns.
I know of QVC (they divide tax S&H into payments). Markdowns, clearance and holiday prices make them all competitively priced.
Shop NBC has many no S&H fees also depending on purchase so many things have no tax.They also have until end of Jan. for returns during holidays.
Since both are in 90 million homes the prices are usually cheaper than buying at the local big store,or with jewelry so many types, price ranges and great deals. Having everything with a guarantee, no interest and always "feed back" from other consumers.
I got my computer that way saved almost $1000.00 with 3 year extended guarantee, software added(no cost). I could never had been able to get a laptop any other way. I look for free shipping and handling, clearance or sale items. I was able to get very nice watches for my son at Shop NBC, with 5 year guarantee. Knowing he could return it if not happy, was very nice. Having it divided into 6 equal payments made it so I could afford it.
Good luck, these are safe, no interest only a debit card required selling the best name brand merchandise. If its not a necessary purchase, I have found for me not being in debt is always best. However for these items I got great deal and I knew I could afford the payments. Blessings!
How many Choose and Charge accounts can you have at one time?
By dimples from Boston, MA
If what you mean are the 'buy now pay later' places like Fingerhut, Figi's, etc. I would suggest having 'None'! You pay outrageous prices for the items you receive, plus high shipping and finance fees :-o If you have your heart set on still doing it then at least stick with only 'one' because you are risking over purchasing and ruining your credit if you can't pay the bills.
Does anyone know of buy now, pay later sites that cater orders from Philippines?
By Pauline from Cebu, Cebu
I am looking for store or place for medical supplies such as Nicoderm CQ patches and other medical supplies. It needs to be a buy know pay later type store for someone with bad credit and debit.
I have heard of websites that don't require a credit card. I'm hoping to find a similar catalog. Any suggestions welcome.
Does anyone know of a bill me later site here in the Philippines?
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I want to know of more websites like Ltd Commodities.
By Nicole from Pikeville, KY
similarsites.com will tell you what sites are like the one you mentioned. (03/11/2010)
The only one I have read about and that my best friend uses all the time, is Overstock.com. They have a pay later deal. Plus they are the best place to buy various goods. I love their kitchen and bedroom stuff. Enjoy. (03/15/2010)
There is a site called ABC Commodities. It is basically the same stuff as LTD Commodities, though. (03/15/2010)
Lakeside Collections offers the same products as LTD and ABC, except you don't have to buy more than one item to get the good deals. You can shop online or request a catalog sent to your home. (03/15/2010)
Does anyone know a website that I can do my Christmas shopping using the "buy now and make payments later" option? I was laid off for a few months and just got back to work. I'm able to pay most of it back in January.
Try the Figis website. If you can't do the buy now pay later through the site, request a catalog. If you are concerned the catalog might not show up in time, go through their site and write down the cat numbers for what you want to get. Find their order phone number and call in the order. Great thing about Figi is, if you need your gifts delivered, they can deliver to you recipients directly when you make the order. Just provide the address.
You can also try http://www.wisconsincheeseman.com/ for similar stuff but I don't know if they have buy now pay later.
Happy hunting (11/25/2009)
Check out LTD Commodities. You have to pick out a business name, use your address and phone as business ones too. They will send catalogs, and you can shop online. You get an invoice with merchandise. They prefer you pay within 10 days. Problem with ordering now is it is so close to Christmas, items may not get here in time, or may not be available. Will need to order online to get for Christmas cause may take awhile to get catalogs. (11/26/2009)
What are some of the buy now pay later sites?
By Cindy S.
Billmelater.com has a listing of several companies (for example, Overstock, WalMart, Newegg) where you can shop now and pay later. Some offer 90 days no payment for a minimum order. I've used BML several times and have never had a problem. (10/12/2009)
Best Buy and Home Depot. (10/12/2009)
Be careful about anything buy now pay later/ credit related! It is almost certain that you will pay outrageous charges and/or interest. Perhaps you can be patient and 'dream shop', save up the money and then pay for the item(s) up front? (10/13/2009)
I have found buy now, pay later sites that in the end, I have paid way more than what I bought was worth. I now know if I really want something, I save for it. I have tried Fingerhut and most of the products, unless name brand, aren't worth the price. (10/13/2009)
I know that Yves Rocher France used to be like that. They have great deals on cosmetics, bath and body, etc.
True, you will eventually have to pay the interest.
Have you tried Amazon.com? Set yourself a google alert for "coupon codes, promo codes, discount codes" to work for you like a coupon would. Or try retailmenot.com . (10/14/2009)
Seventh Avenue, Ginny's, and several others from that same company. Figi's, Fingerhut, Beauty Boutique. I get catalogs from all of these, with pre-approved accounts. Do be careful though. Credit costs! (10/17/2009)
Are there any companies like bigappleoutlet.com where you order and pay after your stuff is shipped?
Does anybody know any Buy Now, Pay Later sites where you do not have to use a credit card at all?