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Buy Now, Pay Later Websites

Category Shopping
Buy now, pay later websites offer an alternative to shopping using a credit or debit card. This is a guide about buy now, pay later websites.
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34 found this helpful
May 4, 2012

Fingerhut.com allows visitors to buy now and pay later. They offer great credit options, and say yes when many other credit providers say no. They have great products too from TVs to clothes to furniture.

Source: http://www.fingerhut.com

By RyanW

Comment Was this helpful? 34
December 19, 20131 found this helpful
Top Comment

I like Fingehut's credit plan. Yes, some of there products are a little higher, but I have never had anything to return. Their products are of great standard. i have a set amount I have deducted from my account each month. This way my Credit line increases quickly and I'm never late. I always pay more than the minimum. It helps when I have months I need to buy extra gifts or weddings and don't have the extra cash. I love Fingerhut!

Reply Was this helpful? 1
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November 11, 20160 found this helpful

A laptop being used by a person.

This is a guide about buy now pay later websites for laptops. If the cost of a new laptop is not within their budget some consumers look for pay later options.

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Questions

Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.

5 found this helpful
February 27, 2013

Does anyone know of any online shopping stores that do accept shop now pay later, "billmelater" service? I am located in the United States. Thanks.

By Julie

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Answer Was this helpful? 5
Anonymous
March 20, 20170 found this helpful

Fingerhut.com

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August 16, 20123 found this helpful

Where can I shop online and have monthly payments with out a credit check, for really bad credit, etc. I am looking for a site for women's clothing, jewelry, and home stuff. Thanks.

By Lea

Answer Was this helpful? 3
September 29, 20160 found this helpful

ThriftyFun is the site you are currently on. It is a social networking website about frugal living. We have advice on many different subjects. We do not sell anything and there is no charge for membership.

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0 found this helpful
November 2, 2016

Are there any on line stores like FingerHut who allow 17 year olds to apply for credit?

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Answer Was this helpful? Yes
December 1, 20160 found this helpful

That doesn't answer their question.

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1 found this helpful
December 2, 2010

Are there any known sites that allow "bill me later" with no credit check to use for Christmas for the kids ?

By EMoore84 from Indianapolis, IN

Answer Was this helpful? 1
November 4, 20160 found this helpful

I've been buying from Fingerhut for six years and only had to return a few things only because I ordered the wrong size. I've ordered three iPads, kitchen appliances and many other things with no trouble.

Reply Was this helpful? Yes
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November 25, 20132 found this helpful

I am looking for buy now pay later sites other than Fingerhut.

By Carole from OK

Answer Was this helpful? 2
November 27, 20131 found this helpful

Ginny's and Stoneberrry

Reply Was this helpful? 1
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February 2, 20140 found this helpful

Do have suggestions for the best websites for buying now and paying layer?

By Sascha from Ontario, Canada

Answer Was this helpful? Yes
Anonymous
February 12, 20160 found this helpful

Ginny's.com, seventh avenue.com, carol wright, stoneberry.com.

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July 5, 20131 found this helpful

How can you pay your statement on line?

By Donna

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July 7, 20130 found this helpful

What place is it, as it depends on the place you are buying from.

Call the number for the company and ask if you can pay online.

Reply Was this helpful? Yes

June 15, 20111 found this helpful

I am looking for clothes I can get buy now and pay for months later. Please help me find a business that offers this as an option.

By SOR from Cavan

Answer Was this helpful? 1
June 16, 20110 found this helpful

I haven't heard of any clothing sites like that, but you can apply for credit at most cothing stores and sites, and pay monthly. Even the buy now, pay later merchandis sites, expect monthly payments.

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1 found this helpful
October 16, 2014

I am requesting sites using 6 month pay off or buy now pay later. Any suggestions?

By Vicki

Answer Was this helpful? 1

0 found this helpful
August 17, 2011

I am looking for online shopping sites that offer installment billing.

By Lora

Answer Was this helpful? Yes
May 3, 20120 found this helpful

I use http://www.fingerhut.com/ . They have great buy now pay later options on many products.

Reply Was this helpful? Yes
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July 13, 20120 found this helpful

ABC Distributing and LTD Commodities do not let you charge anymore. Does anyone know of other sites that do?

By Niki

Answer Was this helpful? Yes
July 15, 20120 found this helpful

With Fingerhut, you have to apply for their credit card.

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0 found this helpful
February 22, 2013

I need names of online sites or stores where I can buy now and pay later on a wide variety of items. Or select items. Not Fingerhut, similar though. It's too small. I want something with variety like Fingerhut, but a bigger selection.

By hb.mac

Answer Was this helpful? Yes
July 10, 20140 found this helpful

Montgomery Ward, Seventh Avenue, Midnight Velvet, Stoneberry, Figis, Swiss Colony, Carole Wright, Miles Kimball, Home @ Five, Mason Shoes, Masseys, Country Door, Ginnys.

Reply Was this helpful? Yes
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August 16, 20110 found this helpful

Are there any other companies like Country Door or Grandpointe where you can buy now and pay by the month?

By Karla M.

Answer Was this helpful? Yes
August 17, 20110 found this helpful

Check out Bill Me Later and see if the stores you are interested in buying from are connected with Bill Me Later. I have used this in the past. I have purchsed some items that I was given three months to pay.

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February 25, 20080 found this helpful

Looking for online shopping sites to order new kitchen items such as cookware etc. that will let me order then send me bill.

Linda from Fort Worth, TX

Answer Was this helpful? Yes
March 9, 20080 found this helpful

www.ltdcommodities.com

This site offers a lot of items for kitchens, general household decor, furniture, backyards, etc. Everything is reasonably priced. You place an order, they ship your items and you pay for it within 10 days of recieving the shipment.

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April 28, 20120 found this helpful

Can someone tell me some for real sites that do pay later with no credit check? I've looked up the sites they tell you to on here, but no luck. Can someone please help!

By Branda

Answer Was this helpful? Yes
April 28, 20120 found this helpful

A lot depends on what you want to buy. The only one I can think of right now is Fingerhut. Be aware that when you buy from these places you end up paying really high interest, therefore making the total price much more than the listed price and more than what the item is actually worth. You might be further ahead saving for larger purchases and then buying locally.

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November 30, 20130 found this helpful

Does anyone know of any sites that still do buy now pay later without a credit check? My credit is not the greatest. I need to get Christmas presents for my daughter. Thanks. .

By Kelli

Answer Was this helpful? Yes
December 3, 20130 found this helpful

Try Ginny's or Stoneberry

Reply Was this helpful? Yes

0 found this helpful
August 10, 2007

Does anybody know of any companies like Popular Club that have name brand merchandise that you can order, receive, and make monthly payments with no credit information given.

Lolita

Answer Was this helpful? Yes
September 9, 20070 found this helpful

Go to "Bill Me Later". I purchase things through these companies and make monthly payments. They have a long list of merchants.

rda

Reply Was this helpful? Yes
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June 18, 20110 found this helpful

I am looking for a buy now pay later site that delivers to Ireland.

By Sinead

Answer Was this helpful? Yes
June 19, 20110 found this helpful

I would imagine any of them would, if you are willing to pay enough shipping charges. But when you buy that way you are actually paying more for the item because of the outrageous interest charged.

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August 23, 20120 found this helpful

I am looking for men's bands that I can buy now and pay for by the month, no credit cards, or down payments. Where can I buy now and pay later?

By Charlotte from De kalb, TX

Answer Was this helpful? Yes
August 25, 20120 found this helpful

What are men's bands?

Reply Was this helpful? Yes

November 29, 20110 found this helpful

I am looking for bill me later stores that sell home improvement items and one that sells jewelry. Any suggestions?

By Joann

Answer Was this helpful? Yes
November 29, 20110 found this helpful

The only places I know of that do not charge fees (interest) allow you to make payments, that are safe is Home Shopping Network or Shop NBC. Home Shopping Network I feel has some great deals but not the selection of HSN. Other difference is at HSN you must pay tax's with S&H fees up front (added to first payment). Usually up to 6 equally divided payments after that. Holiday time of year everything has until 1-31-2012 for returns.

I know of QVC (they divide tax S&H into payments). Markdowns, clearance and holiday prices make them all competitively priced.

Shop NBC has many no S&H fees also depending on purchase so many things have no tax.They also have until end of Jan. for returns during holidays.

Since both are in 90 million homes the prices are usually cheaper than buying at the local big store,or with jewelry so many types, price ranges and great deals. Having everything with a guarantee, no interest and always "feed back" from other consumers.

I got my computer that way saved almost $1000.00 with 3 year extended guarantee, software added(no cost). I could never had been able to get a laptop any other way. I look for free shipping and handling, clearance or sale items. I was able to get very nice watches for my son at Shop NBC, with 5 year guarantee. Knowing he could return it if not happy, was very nice. Having it divided into 6 equal payments made it so I could afford it.

Good luck, these are safe, no interest only a debit card required selling the best name brand merchandise. If its not a necessary purchase, I have found for me not being in debt is always best. However for these items I got great deal and I knew I could afford the payments. Blessings!

Reply Was this helpful? Yes

0 found this helpful
November 8, 2009

How many Choose and Charge accounts can you have at one time?

Answer Was this helpful? Yes
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