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Are there any online stores with the buy now pay later option for trees, hedges, and shrubs in the USA?
There are always on going promotions if you open credit cards at the major home improvement stores like Lowes, Home Depot where if you spend a certain amount on the card - it is interest free for x amount of months.
Just a guess but I do not believe you would be asking this question if you currently have a credit card available or if you would be able to get a credit card if you applied for one.
If you use a credit card, you can buy almost anywhere. Here is a nursery to go to: m.springhillnursery.com/
This is just me....but I don't like buying any garden items like plants/schrubs/dirt from online vendors, especially if they are from another state.
My reason is I don't want any chance of pests hitchhiking along with the purchase and causing problems in my little garden world.
Pests can be bugs or even seeds that are in the potting soil. I am just a little weird that way...trying to keep my ecosystem manageable with things that are from here is hard enough sometimes...I don't want to introduce any new things to the mix.
If you have or open a credit card at most of the big box stores in your town, you will be able to pay later (when the bill arrives and in installments). You could even talk to your local garden center or greenhouse owner and ask if they have a payment plan where you could put a little down and pay the purchases off in a set period of time.