By babs from KY
I am concerned when people want to do this because you pay ultra premium dollars for merchandise and shipping that simply is dollar store cheap and sooner or later it will hurt your credit even if they don't do an initial credit check on you :-( Maybe you could find local items you're looking for that are of better quality on layaway or do without?
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I'm wanting to start my Christmas Shopping early. Does anyone have any good sites to use that doesn't require a credit card or check credit. A buy or order now pay later. Thanks.