I am looking for buy now pay later sights that don't request a credit card or credit check.
By Babs from KY
www.figis.com or a similar sight. try http://www.similarsites.com/ for some more places
Found another site that looks like you might be able to get billed later www.harrietcarter.com . Not positive but it had a "PayLater" logo on it neaer the credit card logos when I made an order.
I am concerned when people want to do this because you pay ultra premium dollars for merchandise and shipping that simply is dollar store cheap and sooner or later it will hurt your credit even if they don't do an initial credit check on you :-( Maybe you could find local items you're looking for that are of better quality on layaway or do without?
Check out LTDCommodities. I order almost all my Christmas stuff from them, and birthday items, too. Then pay later. They prefer payment in 10 days after you get it, but can be late.
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I'm wanting to start my Christmas Shopping early. Does anyone have any good sites to use that doesn't require a credit card or check credit. A buy or order now pay later. Thanks.
Courtney from Pembroke, NC
I love using "Bill Me Later" to pay for things online. Multiple websites utilize this payment method, including Amazon.com and DeepDiscount.com. "Bill Me Later" is like an extended line of credit; they approve you, your account is charged and they send you a paper or email statement at the end of the month. So simple. Check out the stores "Bill Me Later" uses: billmelater.com (10/03/2008)
Figi's is a great gift catalog. You are almost always given pre-approval for credit. I just purchased several items from them and I don't pay anything until February. (10/03/2008)
I love LTD buy now play later. You do need a business name. (10/03/2008)
You can buy a prepaid VISA card at any 7-11 store. You can load them with as much money as you'd like. But, a warning: read the fine print because they can "lose" money if you keep them too long. Some lose so much per month if not used and some cards can expire after one or two years. So read the fine print.
The nice thing about these prepaid VISA's is that you don't have to worry about someone else using your debit or credit card or stealing your number as they are only used for one or 2 purchases, unless you choose to reload the same VISA card. Then you'll have the same number. But, if you lose one of these credit cards, it's like loosing cash. I doubt if they have the same guarantees as regular bank-card VISA's do. (10/04/2008)
LTD commodities does require a credit card and ABC distributing, Bill me later dot com checks your credit on the spot. If you have bad credit you will be turned down right then and there. Figis don't ask for your social security # if you apply online, but I applied online and got a letter saying they couldn't approve me for credit and I only tried to order one thing at a small price. (08/09/2009)