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Websites That Don't Require a Credit Card

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Some consumers, for various reasons, don't have a credit card to use for their internet shopping. With some perseverance they can find a few sites that might work for their needs. This is a guide about websites that don't require a credit card.
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Questions

Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.

By 0 found this helpful
November 28, 2009

I am looking for buy now pay later sights that don't request a credit card or credit check.

By Babs from KY

Answer Was this helpful? Yes
Anonymous
December 2, 20090 found this helpful
Best Answer

I am concerned when people want to do this because you pay ultra premium dollars for merchandise and shipping that simply is dollar store cheap and sooner or later it will hurt your credit even if they don't do an initial credit check on you :-( Maybe you could find local items you're looking for that are of better quality on layaway or do without?

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December 1, 20090 found this helpful

www.figis.com or a similar sight. try http://www.similarsites.com/ for some more places

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December 2, 20090 found this helpful

Found another site that looks like you might be able to get billed later www.harrietcarter.com . Not positive but it had a "PayLater" logo on it near the credit card logos when I made an order.

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December 2, 20090 found this helpful

Check out LTDCommodities. I order almost all my Christmas stuff from them, and birthday items, too. Then pay later. They prefer payment in 10 days after you get it, but can be late.

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May 13, 20120 found this helpful

Wards and Seventh Avenue have a buy now pay later plan.

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Archives

ThriftyFun is one of the longest running frugal living communities on the Internet. These are archives of older discussions.

November 28, 20090 found this helpful

I'm wanting to start my Christmas Shopping early. Does anyone have any good sites to use that doesn't require a credit card or check credit. A buy or order now pay later. Thanks.

Courtney from Pembroke, NC

Answers:

Websites That Don't Require a Credit Card

abcdistributing.com (10/02/2008)

By

Websites That Don't Require a Credit Card

I love using "Bill Me Later" to pay for things online. Multiple websites utilize this payment method, including Amazon.com and DeepDiscount.com. "Bill Me Later" is like an extended line of credit; they approve you, your account is charged and they send you a paper or email statement at the end of the month. So simple. Check out the stores "Bill Me Later" uses: billmelater.com (10/03/2008)

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By Jessica

Websites That Don't Require a Credit Card

Figi's is a great gift catalog. You are almost always given pre-approval for credit. I just purchased several items from them and I don't pay anything until February. (10/03/2008)

By Coll

Websites That Don't Require a Credit Card

I love LTD buy now play later. You do need a business name. (10/03/2008)

By Randa

Websites That Don't Require a Credit Card

You can buy a prepaid VISA card at any 7-11 store. You can load them with as much money as you'd like. But, a warning: read the fine print because they can "lose" money if you keep them too long. Some lose so much per month if not used and some cards can expire after one or two years. So read the fine print.

The nice thing about these prepaid VISA's is that you don't have to worry about someone else using your debit or credit card or stealing your number as they are only used for one or 2 purchases, unless you choose to reload the same VISA card. Then you'll have the same number. But, if you lose one of these credit cards, it's like loosing cash. I doubt if they have the same guarantees as regular bank-card VISA's do. (10/04/2008)

By Cyinda

Websites That Don't Require a Credit Card

LTD commodities does require a credit card and ABC distributing, Bill me later dot com checks your credit on the spot. If you have bad credit you will be turned down right then and there. Figis don't ask for your social security # if you apply online, but I applied online and got a letter saying they couldn't approve me for credit and I only tried to order one thing at a small price. (08/09/2009)

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By cedrishia

Comment Was this helpful? Yes
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