ATMs are a wonderful blessing. They allow the freedom to bank any time of the day and provide instant access to cash. This is what I once thought, but now I wonder if they are the blessing they seem to be. Instead, I find them to be thieves in bankers' clothing.
Think about this: There is a craft fair in town. Knowing I will need about $30, I withdraw $40 from the ATM. At the end of the day I head for home thinking I found real bargains at the fair. In reality, I started the day spending $10 more than I had to simply by taking my money from the ATM. Because most ATMs give no other choice than to withdraw in the amounts of twenty, people are forced to take more money from their bank accounts than they need to do.
While the limitations of what a person can withdraw from the ATM is often an inconvenience, what is more of an inconvenience is banking the old fashioned way. While many banks attempt to offer convenient hours, some even opening on Sundays, varied work schedules make banking before the close of day a priority.
ATMs allow quick access to not only withdraw money but to deposit it as well, and they're conveniently located everywhere. If a person can restrain him/herself from spending the extra cash that is withdrawn from the bank account every time the ATM is used, then the machines offer a convenience that can't be beaten.
Follow these simple steps and the benefits of the ATM will outweigh its faults.
About The Author: Kelly Ann Butterbaugh is a freelance writer who regularly contributes to a variety of magazines as well as online newsletters. She teaches writing in the public school as well as at the collegiate level. Contact her at Englishteach@rcn.com or visit her website at http://users.rcn.com/wesavedamutt/Writer
We sure have to be careful, especially one charge that seemed to sneak up on us this month was using bank machines that are not the one's by your own bank, two withdrawals and 2 inquiries=$8.00, could have fed us a meal or more for that.
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