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Applying for Survivors Benefits?

My 16 year old son's father passed away. I plan on applying for survivors benefits for him. However there's an overpayment to both me and him that I am paying back to SSDI. Will this prevent him from receiving survivors benefits?

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Gold Feedback Medal for All Time! 949 Feedbacks
June 5, 20170 found this helpful

You are in an unusual situation and it is for sure that only Social Security can answer your question. I will say this, no matter the answer, the sooner you apply the better for you you and your son.
I do not believe it will prevent him from receiving some benefits but they may reduce the amount that is awarded monthly until the charges from the overpayment are completed.
Since he is a minor, I believe you will basically be held responsible for the overpayment on the SSDI, but, as I first stated, only the SSA can make that decision.

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Diamond Post Medal for All Time! 1,246 Posts
June 6, 20170 found this helpful

I agree with cyber grannie that they may reduce the amount that is awarded monthly until the charges from the overpayment are completed. What they do is calculate what's owed and what's due and that becomes the payment or the amount due.

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I would call them as each situation is different.

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Gold Post Medal for All Time! 677 Posts
June 6, 20170 found this helpful

You would have to make an appointment with Social Security to discuss this. SSDI is a separate benefit from survivor's benefits.

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Gold Feedback Medal for All Time! 949 Feedbacks
June 9, 20170 found this helpful

I believe that Judy is correct in some respects about SSDI and SS being separate benefits but SSDI is paid through and from past wages that show SS earnings (where SSI is something entirely different and not paid from past wages/earnings) so I believe you will find they will kinda be rolled together. These benefits are all paid by the government (federal/state/county) and like IRS, they will get their money (especially if it was obtained in any false manner).

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The son is already 16 which means there will not be but a couple of years available (just as long as he is attending high school) so I feel sure all of this will be taken into account when the final benefit is awarded.
The quicker you apply, the sooner you will know the answer and even if your son is not awarded a full benefit, the remaining amount will help you reduce your overpayment to SSDI so I can only see this as a win win situation.

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