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Crumble first 4 ingredients well. Pack into a greased 8X8 inch baking pan. Bake at 350 degrees F for 20 minutes.
Combine next 4 ingredients in heavy saucepan. Bring to a boil over medium heat. Boil 5 minutes, stirring constantly as it burns easily. Remove from heat. Beat with spoon slowly until it shows signs of thickening. Pour over bottom layer.
Melt chocolate chips in saucepan over low heat or over hot water. Pour over second layer and chill. Cut into squares.
Source: A friend Julie
By Raymonde from North Bay, Ontario
By Robin from Washington, IA
Heat oven to 350 degrees F.
Mix bisquick and sugar in medium bowl. Slowly pour in milk and mix until blended.
Pour into ungreased 9x9x2 pan. Top with apples, sprinkle with lemon juice. Mix brown sugar and cinnamon. Sprinkle over apples. Pour boiling water over apples.
Bake for 50-60 minutes or until toothpick inserted into center comes out clean top with a little cool whip or ice cream if prefered.
By imaqt1962 from illinois