ShoppingBudget & Finance

Don't Be Shy Using Coins and Coupons

I used to be really nervous when I am in line with coupons or if I take slightly longer at the register to pay. I always feel that I have to have a quick transaction and not be bothersome to customers behind me, even though there are customers who sometimes take a long time - I just didn't want to be "that" person everyone would be angry at. I would opt to use my credit card just so I don't have to fidget with cash and coins.
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Fast forward, being older and mature - there is no reason to be embarrassed or nervous! After all I am paying for my items with money. Coins are money and I consider coupons as "paper money". I used to even take my coins to a Coin Star Machine where they take 11.9% fee, but why? We can use coins or even better, to get our full money amount - we can get the coin wrappers at the bank and exchange for cash. My local bank gave me the coins wrappers for free!

Coupons are there for us to use and companies pay to have their coupons featured in the ads, delivered to us, so we could use them. Plus the stores will be reimbursed so, we have every right to use them!

What I learned is not to mind what others think. If they don't want to save money that is their life. But I am here to save money, spend smart. If they don't like to stand behind me, there are other lines they can go too. :)

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February 23, 20180 found this helpful

Some banks and credit unions that are free for their customers. Also some stores have coin stars that are free if you use the coin star money/voucher in that store. Read the signage on the machine. My Walmart does this

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February 26, 20180 found this helpful

The credit union I used to visit had the machine where they don't take a fee if you deposit the money into your account, but now the machines gone & it's not coming back according to the manager. :( I am not sure why.

I'm not sure if there is a coinstar at my Walmart location but at my Vons - you can redeem for gift cards and a fee won't apply. But, I do know not everyone wants gift cards sometimes but it's better than taking a fee especially if you're going to use it! :)

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February 24, 20180 found this helpful

As a cashier I dont mind cash but if you have rolls of change please take them to the bank first my store requires us to open and count them all. Also if your store has a self checkout you can pay with change if its five or six dollars

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February 26, 20180 found this helpful

Oh no I don't carry rolls (those were to exchange for the bank). But I have a little coin pouch and I have to count out some coins sometimes.

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I know some who take out a check and people behind you can here them *sigh* or get upset because it's not fast as swiping a card.

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February 24, 20180 found this helpful

I totally agree with you!!

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February 26, 20180 found this helpful

Nothing to be shy/nervous about :)

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February 25, 20180 found this helpful

Little is free in Canada and we have to buy our coin wraps by the bag. Money is money and I would rather stand behind someone like you then stand behind someone who is using their phone or fliers to get better prices in comparing other store prices. I get fed up after 10 minutes of standing and leave the store. I use coupons wherever I can, but fewer are sent out here. Companies want you to print everything on your computer.

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February 26, 20180 found this helpful

I did not know the coin wraps were free until my mom told me. I used to buy them from the Dollar Tree. Have you asked your banks if they provide it? Or would it be more inexpensive to get them at your bank then in-stores? :)

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I do price match sometimes, but they're quick about it now. You show them and they match price on the spot. But, if I know it's going to be a hassle, I will opt to the guest services. I don't take very long, for instances I am buying 5 items and I have price match or something, it would only be as if I had 10 items rung up. Sometimes even if the cashier can't help me price match, I'll pay and then go guest services so they can correct the error. Some would just hold up the line, but I try not to especially if the cashier cannot further assist.

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February 25, 20180 found this helpful

My husband won't spend change, so I've been getting it, rolling it up, and then cashing it in with Coinstar or dealing with the hassle of taking it to the bank. With Coinstar, I'd use it as a "big coupon" at the grocery. At first, it was about a 7-cent charge per dollar, but it's steadily gone up. I resented paying 9 cents per dollar, so I was planning on taking it into the bank and depositing it, but then I found out that you can get e-cards/coupons from Coinstar for free.

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Last week I cashed in $80 worth of coins and got an e-card for Amazon, which we use all the time. Came home, entered the e-card, and watched my account balance go up. From now on, I'll be throwing a handful of coins in every few weeks and putting the total on Amazon.

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February 26, 20180 found this helpful

Coins are money though!! But they do add weight to your purse/wallet. But I like to still carry a coin pouch because I am not a fan when I see $10.02 and I don't have 2 cents on me.

Yes!! That's the way to go :) Deposit into coin star & getting a e-gift card to avoid those steep fees they take at the coin star! For the coin star, I do not dump all the coins in at once - I do them slowly to hopefully ensure the coins are being accounted for. Not sure if it makes a difference or not, hehe.

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February 28, 20180 found this helpful

I am saving pennies and I will use the coin star in my local store. I am all for saving but rolling pennies is not possible for me.

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I prefer to save and dump. I like that your able to save as I love that. Good luck.

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