My Frugal LifeFrugal Living

Have a Frugal Mindset

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I enjoy reading the articles on ThriftyFun and have picked up many, many tips to help make my life easier and less expensive. I'm amazed sometimes at the ideas that are shared and are so easy to do.

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The greatest tip of all I think and I'd like to share it, is mindset (attitude). I don't just think of ways and means to save a few pennies, I live it. When I shop I think "do I need it or want it?", "can I get this cheaper somewhere else?", "is this worth an hour's pay?", "will buying this interfere with my budget?", "what if anything do I have to forego if I buy this item?", etc. Fairly regularly, I wonder "do I even need to go shopping or can I somehow make do?"

I shop at thrift stores and always check out the reduced table at the grocery store. I'm resourceful and find alternate uses for things; I don't throw away good stuff because it doesn't interest me anymore or it's in the way; friends and I sometimes trade clothes or household items; I don't buy anything on a whim; I practice the money savings tips I've learned from others including here on ThriftyFun. Being otherwise would be like leaving the water tap running for no reason.

I'm a practical person by nature; however, I know that once in a while I need to be practical and spoil myself with a tidbit. It keeps me from becoming a boring tightwad and thats being thrifty too. I'm investing in myself. Occasionally I'll treat myself to a finer cut of meat or I'll pay the extra (as long as it's not exorbitant) price for something I really, really like or could use.

I enjoy being satisfied and content; life is so much more comfortable when I don't impose financial worry on myself. That would be like hitting myself on the foot with a hammer just because I can do it. Where's the good sense in that? I have strong morals when it comes to my character and those I associate with and I extend that to what I call my money morals. I don't steal from myself by being frivolous and unreliable. I'm my own biggest asset.

With this all said, I don't mean to come across as being a know-it-all by any means. I'm simply sharing what I think to be as my thrifty tip ... invest in yourself first and foremost and the rest will all fall in place. It won't always be easy or fun; prudence needs to be exercised every single day in little ways over a long time; but the return is tremendous and feels so good.

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April 26, 20180 found this helpful

Very good advice. I especially appreciate your comment that you (and by projection, all of us) are our most important asset. Thanks.

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April 29, 20180 found this helpful

I enjoyed your story very much. I now go thru the store saying I can make that , plus feel great I didn't waste no just money but worrying later I spent to much or bought too much that for me it could end up in the garbage or donating to a food pantry. I also use thrift stores and enjoy the sales. It is what I like not what is someone else's opinion . There are so many ways to enjoy things @no cost in your own lifestyle.

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May 6, 20180 found this helpful

Thanks, Mina,

All this is good stuff. What gets me is waste. Some people enjoy wasting and don't even realize it.

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Let's say a person wastes 5% of their income. Then they have a 5% cut in pay. They no longer have that 5% to waste.

They can still buy everything they need, but this isn't enough. They feel restricted and are hurt because they can no longer spend a portion of their pay, aimlessly and needlessly. They start poor mouthing about how tight things are for them.

I've seen this many times.

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