House Repair Assistance for Low Income Home Owners

Where can I get help? I live on $800 a month. I can't do anything. I stay home pray and cry. The siding on my home is rotting and molded and ugly. My son would help, but he passed at 36 from a heart attack on March 16th, 2016.

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June 24, 20170 found this helpful
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Your situation does not sound like a very good place to be but you say your "home" and does that mean that you own or have a mortgage or do you rent? It seems safe to assume you own your home so most of the suggestions you receive will be based on that assumption. Please understand that you may have to go to your church or HUD office if you feel that you need emergency repairs.

When completing government forms (asking for free assistance) the questions they generally ask will determine whether you are eligible for them to review your request. But please understand that government "help" can be very slow to be approved and sometimes even longer to start the work. Government agencies very rarely work any faster even when dealing with hazardous/unsafe situations as they will generally tell you to seek local help for immediate assistance.

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Sometimes people are lucky and help is faster.

Some things that determine your eligibility:
Age - health - disability - source and amount of income - already on government assistance program (food stamps) - living alone - mortgaged/own home - extend of repairs needed (they may determine the repairs your home needs to be too much and suggest you move to a more suitable place - they may help with this).

I would recommend you try contacting your local Habitat for Humanity as they do a lot of home repairs and they are local and can visit your home to get a first hand idea of what repairs you need. They will many times find you a temporary place to live while repairs are done if it seems necessary.
Here is a link that you can put your zip code and fine a Habitat office near you.

www.habitat.org/.../find-your-local-habitat

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June 23, 20170 found this helpful

I'm so sorry to hear you're going through all this. Please try contacting HUD. Here is some information:

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portal.hud.gov/.../huddoc?id=19565_504_HousingRepair...

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June 24, 20170 found this helpful

The National Counseling On Aging has a free resource site:
www.BenefitsCheckUp.org
This site is a confidential and free and easy resource service to help people 55 years and older locate and apply for benefits. There are numerous financial assistance programs, both public and private, that can help struggling Seniors trying to make ends meet. The site has information on more than 2000 programs. Many are available to anyone in need who qualify, while others are available only to older adults and can help them retain their independence.
Benefit Types:
Food Assistance, Health Care, Prescription Drugs, Utility Assistance, Supplemental Security Income (SSI), low income housing, tax relief, respite care, free legal assistance and many other benefit programs are available.

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To use the site, you enter basic information about the person in need-date of birth, zip code, and check boxes for what the person needs assistance with. The site generates a report instantly, listing links to the programs and services that the person may qualify for.
Some assistance programs can be applied for online while other have downloadable form to be printed and mailed, faxed or emailed in, and some require you to contact the program directly.
Benefits Enrollment Center
It is also possible to get help in person at a Benefits Enrollment Center. There are currently 36 centers in 24 states and 12 more will be added in 2016. Visit the online site for locations:
www.ncoa.org/

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June 25, 20170 found this helpful

In addition to contacting HUD, I would contact local churches and Habitat for Humanity.

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July 28, 20170 found this helpful

I am sorry you lost your son and are in this situation. My suggestion would be to sell your home as is, and get into an income based apartment where you are not responsible for the upkeep.

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