Preheat oven to 350F.
Coat bottom and sides of a 9x9 baking pan with oil. Sprinkle in 2 tablespoons of the wheat germ, and spread evenly over the oil.
Combine 1 cup of the wheat germ, the flour, the cinnamon and the baking soda. Stir thoroughly. Add raisins and chopped apple.
Make a well in the middle of the dry ingredients mixture. Combine orange juice and vinegar, and pour into dry ingredients. Stir thoroughly, but no more than necessary to combine ingredients. Add 1 tablespoon of molasses
Turn batter into the baking pan. Bake at 350F for 30-45 minutes, or until lightly browned on top.
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