Round Up Debit Card Into Savings

Our bank offers a "Keep the Change" program. A painless way to save $. Every time you use your debit card, the bank rounds it up to the next higher dollar. Works great, and it goes directly into your savings account.


By eileen from Northern, CA

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April 25, 20090 found this helpful

What is the name of your bank? My bank is Bank of America it's only for 3 months.

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July 27, 20090 found this helpful

I have been with Bank of America for 4 years and have used the Keep The Change program all that time.
The FIRST 3 months they will match your savings 100%.
After that it is a much smaller percentage but I love the idea of the change going into my savings.
I never carry money; always use my debit card. It adds up and you don't miss it.

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October 10, 20090 found this helpful

We live in a rural area in Northern California, every few months we need to go to San Francisco area for a medical appt, about 5-6 hours away. The "keep the change" savings on my debit card is earmarked for the luxury (for me, not my daughter, who's age makes her invincible ha ha) of getting a motel rather than dealing with the stress of doctor visit plus10-12 hour travel in one day.


I never miss it! BUT I pay $4 a month fee for the privilege now, since June or so with new bank fee schedules. Still worth it, I think, haven't done a recent analysis, too many other financial fish to fry. Hard to keep on top of it all. ~L

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February 21, 20160 found this helpful

My bank does this Keep the change also. And it is amazing how fast this grows. I don't watch it ever. And about every 6 months -a year I will take a peak and pleasantly surprised at how much that keep the change added up to. Great Idea!!

Jackie H.

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