*What ever you like. I combine all three
Combine all ingredients except cheese in a large pot and bring to boil. Cover, reduce heat and simmer about 30 minutes, stirring occasionally. Discard bay leaves, top with cheese and serve.
You can also prepare this in your crockpot/slow cooker.
You can serve these in french bread (small french bread rounds, scooped up) for fun (Very San Franciscan). This is great for a main course.
I use to serve this to my kids before going trick or treating, and they now serve it to their kids!
By Claudia from San Francisco Bay Area
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