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Banks With No Minimum Balance

Can anyone recommend a bank with no minimum balance?

By Kirm from Erie, PA

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February 28, 20110 found this helpful

You would have to call the banks in your area and ask the same question.

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March 1, 20110 found this helpful

I don't know which banks are in your area. Do you mean checking or savings accounts? You can research the various banks online or give them a call as MCW suggests. If you are over 50 many banks have special free senior accounts. If you have a direct deposit done monthly (like payroll or Social Security) some banks will give you free accounts. Ask.

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March 1, 20110 found this helpful

I bank at credit unions, they usually require a $5 minimum balance in savings. They are also not as "fee-happy" as banks. I have had overdraft charges reversed if a deposit came in after the check cleared.

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Good luck!

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March 1, 20110 found this helpful

Try PNC Bank - they likely have accounts with no minimum.

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March 2, 20110 found this helpful

Regions.

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March 3, 20110 found this helpful

Go to your local credit union and get away from any large national bank!

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March 3, 20110 found this helpful

Dollar Bank. I know they have offices in Pittsburgh, not sure about Erie.

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March 4, 20110 found this helpful

I refuse to do my banking at any bank. My credit union has a $5 minimum on savings, $0 minimum for checking. Fees are much lower, and cu employees treat us like royalty even though we keep very small balances.

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Don't know how cus are in your area, but ours includes us in their annual profit-sharing. Last but not least, I never got better than 5% at a bank... I think it was half that for savings. My cu savings reaps a 7% APY.

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March 6, 20110 found this helpful

Go to a credit union.

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