Use Available Medical Resources

Many people are entitled to benefits that they do not know about. In Massachusetts, there is a program to help offset the cost of medication not covered by Medicare. If you have a social worker available to you (we have one in our Senior Center), then ask about your insurance plans.

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One of my friends kept paying for her BCBS insurance from Florida. She had Medicare and another insurance. The social worker was all upset because my friend did not need her Florida BCBS. She had kept it for her prescriptions, but her other policy covered them She had spent over twenty-four thousand dollars over ten years when she did not have to, because she had dual coverage.

Also if you have a low income, you may be covered for insurance under Medicaid. It does not hurt to check that out too. I am on Disability and I get Medicaid. The co-pays are very reasonable.

Also, I know that you have heard it before, but staying healthy can save you money in the long run. A lot of problems with your health can be helped by exercise and a good diet and a healthy life-style. Many people find that when they lose some weight and walk, they can lower their need for many prescriptions. It is worth while to be healthy, and it may just help you in your pocketbook too.

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By HEATHER KNEEAND from Boston, MA

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Health & Beauty AdviceMarch 26, 2012
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