Butterscotch Dessert

Mix flour, brown sugar, butter, coconut and nuts together and bake at 350 degrees F for 15 minutes, stirring often. Cool well.

Mix pudding mix with 2 1/2 cups milk and let set. Add Cool Whip and softened cream cheese. Put 1/2 of the crumbs on the bottom of a 9x13 inch pan, add pudding filling and top with the rest of the crumbs. Chill. This also freezes well.