By Barb from Sevierville, TN
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My son is a manager for a credit union. He tells me that people who use debit cards are the ones who have the most overdrafts. Also, he mentioned that they will withdraw $10 at one ATM and then repeat that 3 times during one day instead of taking out $30 all at once. They incur charges for using the ATM three times during one day! Whats up with that? We don't use ATM's that charge us.
I like to just carry a little business card case into the store, with my driver's license, credit & debit cards, and other essentials like AAA card and medical information. I haul around a tote bag with my checkbook, lipstick, and everything else under the sun, but when I get out of the car I just take in my shopping list and that little card case (that's why I refuse to buy pants without pockets these days!) Then when I get back to the car, I immediately enter the debit into the check register just as if it were a check.
My computer is my "catchall" for this stuff. I keep the receipts for items I buy with my debit card, of course. On my return home I unload them on my desk and enter them onto a flash drive next time I go online.
I check them off against my monthly statement in case I missed any.
I also check bank accounts often on line. So very convenient.
I save lots of time and money and aggravation paying my bills online too. Seems almost too good to be true.
Nobody can steal credit card bills from my mailbox since they arrive online.
Thanks. I'll use your advice. It's better than having a purse full of little slips of paper.
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