Preheat oven to 375 degrees F. Spread beans onto bottom of 9 inch pie plate. In medium bowl, combine cream cheese, seasoning mix and garlic; spread over beans. Top with tomato, onion, olives and cilantro; sprinkle with cheddar cheese. Bake 25-30 minutes or until heated through. Garnish with sour cream, if desired. Serve with tortilla chips. Serves 12-16.
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