For senior citizens, check with your bank to see if they have any special services for seniors. I questioned some things on a bank statement regarding a debit payment that I did not authorize. In the process I asked about another item from when I had ordered new checks because the amount was wrong from what I had. The employee said why order checks as I had been doing when I could get new checks through the bank for free. Granted they don't have special pictures on them, but at my age, I don't need special pictures. She also said with this type of account, if I used an 'out of system' ATM, I would get the charge for that system, but I would not get a charge from my bank, too, as I previously did. Saving even the little amounts add up over time. By the way, I bank at National City. Check with your bank to see what services they have for seniors.
We have an account at a credit union. As seniors we get free checks and a number of other services. There is a network of free ATMs. I don't know how widespread it is. If you google free atms I'm sure you can find one. Your bank might have this info. I personally think all those extra charges should be illegal but what do I know? I'm a gramma.
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