Financial Assistance for Roof Repair

How can I receive help with the repairing of my roof? I need a donation of materials and a licensed contractor to do the repair. I do not have the money to pay for the work. I'm willing to set up some kind of payment plan. Is there any way I can get the help I need? I have less than 3 weeks to have it repaired. Thank you.

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July 14, 20161 found this helpful

I have little to no money just started working again I have a shake roof that's over 25 years old needs replacement immediately.... I have no money what are my options

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April 27, 20180 found this helpful

This is a blanket answer to all who placed a question here.

Please check with your city to see if it has a Homeowner's Rehabilitation program. Most major cities do. If you meet the requirements you may qualify for a loan to have most any repair/replacement work done to your home. Most cities will only concern themselves with issues that do not currently meet city code.
It is possible that roofing, wiring, plumbing, insulation and a host of other items could be covered under the city's policy.

Each city's program is different and often there are several programs offered by a city. Where a person may not qualify to participate in one program, they may in another. Some loans are at a very low interest rate. Many loans are completely deferred/forgiven.

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I saw only one question with a cited city, that being Birmingham AL. I checked with that city. They do have a Homeowner's Rehabilitation Program. The basic requirements to qualify for participation in the program are:

WHO IS ELIGIBLE

Income under 120% Average Median Income
Proof of primary residence
Proper insurance coverage
Attend two workshops on Financial Fitness
Additional guidelines available through our office.

I urge all of you who are insured homeowners who for whatever reason are unable pay for repairs/replacements that would bring your home up to city code standards, to check with your city to see if it has a Homeowners Rehabilitation Program.

Many cities also have an Emergency Rehabilitation Program. With this program, less funds are available and the city would only be concerned with such issues as a roof being in such disrepair as to be dangerous. Once emergency issues are resolved, the participant could then apply for participation in other programs dealing with less urgent issues.

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March 4, 20190 found this helpful

I live in a rural town of 400. Your suggestions are good but goodness, we do not even have a police officer let alone ability to pay water via card. No services available such as you suggest. I was fine until husband died, without health insurance, which wiped out my retirement lifetime savings paying cancer treatments by cash for 18 months.

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Now shake roof needs replacement ..wood is in bad shape.. and no cash or lending. Credit great but income not. I have no debt so it is easy to live on a tiny income but not lendable. No bus here. no grocery store or gas so getting min wage extra at 67 is rough. Ideas?

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