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Roof Repair for Low Income Homeowners?

June 10, 2016

I need a new roof, but I can't afford one. Is there any agency where I can get some help?


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June 10, 201612 found this helpful
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Try this site for low income home repair assistance:

www.rd.usda.gov/.../single-family-housing-repair-loans...

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Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.

November 15, 2014

I am a low income widow in need of finding a grant to assist with roof repair. I am having very bad leaks.

By June

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November 17, 20146 found this helpful
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I do not know what state or even "country" you live in but it may be difficult to acquire a "grant" for roof repair. You may be able to find a local organization that sometimes help families in very needy situations.

Perhaps you could check with your church to see if they will help or if they have a list of organizations that help in these situations. There may also be a list of organizations in your local telephone book - generally in the front - that you can call for information. Also dialing 211 in your area may help you find someone to help.

I can tell you that help may not be plentiful right now and the criteria is very strict - but if you qualify - someone may be able to do repairs - but not a completely new roof.

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November 17, 20146 found this helpful
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Sometime your local City or County Community Service will help you or have someone who will do it cheap, my Husband was working part time as a Roofer for Mobile Homes and ran into a "trailer Park of Elderly people" that needed their Roofs patched. He didn't hesitate to fix them just for cost. He knew they didn't have much money. He's passed on now but there's other good hearted people out there. so call the City Community Service, under your City's name, and ask.

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November 30, 20146 found this helpful
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If you are in the United States, apply for Energy Assistance. It is a national program, LIHEAP (Low Income Energy Assistance Program), which is administered by each state. Call 211 to find out where you would apply. I worked for them years ago, and know that there is a section on the application that asks if you need some type of help repairing your home, including the roof.

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November 29, 2019

I am a senior citizen on a fixed income and was told I need a new roof and cannot afford it.


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November 30, 20190 found this helpful
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Do you have leaks and called a company for an estimate?
Or did you get advice (need a new roof) from some other source?
It is always best to start with local people when you need free home repairs and since you did not state where you live then you can Google Low income senior needs free roof repairs with your zip code and several agencies should come up. These are the ones you should contact first as they will be familiar with the needs of your community.
There are always lots of forms to complete and nothing can be done until those forms are complete and sent to the agency you are asking for help.
If you need help completing these forms you can call your local senior services agencies and they will find someone to help you. You can even contact AARP for help and they will direct you to someone in your area.

I hope you are talking about repairs to a house you own and not a mobile home as it is almost impossible to get help with roof repairs on a mobile home.

You can contact your local chapter of Habit for Humanity as they have less forms to complete and you can usually talk to a 'human' right away. If they are unable to help, they may be able to direct you to another agency for assistance.

www.habitat.org/

There is really not much need to talk with local churches or smaller organizations as roofing is a big expense and requires zoning permits and only qualified workers (in charge).

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I'm on disability and need help with getting a new roof. Where can I get help please?


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February 9, 20173 found this helpful
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The US Department of Agriculture provides loans and grants to senior citizens and disabled persons. Go to this website to see if you qualify: www.rd.usda.gov/.../single-family-housing-repair-loans...

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I live alone and need mobile home repairs. The roof is leaking and the floor caved in. I live in a park and still have a mortgage.

I am low income and live in Fruitland. Md. Are there any agencies that can help me?

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May 28, 20180 found this helpful
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There are some places to apply but some of these may not do work on mobile homes.

  • You should always check out what is available in your own city/county/state as those agencies are the ones you will most likely have to apply to.
  • Many of their qualifications are stringent because they have to be sure of the facts before granting an interview but once you have completed one then it will be easier to complete another one.
  • Government programs are not always the fastest but once approved you will be put on a waiting list and the work will start when your name is reached. The list may be long as there are lots of people needing help all around the country.
  • If your situation is considered an emergency then you may get approved to a shorter list.
  • i would suggest you start with Habitat as they may be able to help in a shorter time frame. There are offices in your area.
  • www.wicomicohabitat.org/.../roof-and-repair-programs
  • Here are links to a couple of sites that have agencies listed that you can check out.
  • www.rd.usda.gov/.../single-family-housing-repair-loans...
  • www.chesapeakehousingmission.org/.../
  • You may be able to get a list from your local social services as they also work with low income families.
  • dhr.maryland.gov/.../
  • You can always check with local churches but most of the time they can only help with minor repairs.
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July 22, 2020

My husband and I are on Social Security. We need to find assistance for replacing our roof. Suggestions?


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March 13, 2020

How can I get get help on getting a roof on my house? I'm low income.


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Where can I get help with roof repairs?


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January 4, 20180 found this helpful
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Try HUD.org or Habitat for Humanity

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October 21, 2017

My roof had a tree fall on it. I have been in cancer remission almost 3 years now. I have custody of 2 of my grandkids. They are 4 & 5. The 5 year old has autism & ADHD and the 4 year old is newly diagnosed with junior idiopathic arthritis. I am 60 years old and I make $12.12 an hour.

I am getting food stamps and daycare help from the state. My 19 year old also lives with me with her 6 month old. She is a caregiver for the 5 year old with autism so I can work. I have 7 holes in my roof with a tarp on it. I need any help I can get. Thank You.

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October 22, 20171 found this helpful
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Help with roof repair.

Step 1
You can get help from US Department of Agriculture.

Step 2
It proves loans to very low income house hold owners.

Step 3
There is a program contact for your area on the site.

Step 4
Here is the link www.rd.usda.gov/.../single-family-housing-repair-loans....

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August 27, 2017

I am 50 years old and legally blind. I live in West Virginia. The roof is collapsing on my house. I have the materials to replace it, but I can't afford to pay anyone to do the labor.

I receive Social Security disability and used all my back pay money to buy the supplies. I need to find someone to do the labor.

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August 27, 20171 found this helpful
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I personally would speak with HUD and see what they can do to help you. You should be able to talk with your social worker and ask them for help. Considering you are legally blind you have special benefits and assistance.

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I am 56 years old and I have a leaky roof. I'm on disability; where can I find help?


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July 28, 20170 found this helpful
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Contact hud.org or Habitat For Humanity

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July 29, 20170 found this helpful
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You can try here first as they do not usually take as long to reply as most government agencies.

www.programsforelderly.com/housing-habitat-for-humanity-critical...

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I'm 80 and have cancer and can no longer work and now I live on SS. I need a new roof and can't afford to pay for one.

I live in south Florida and it's summer time which means it rains a lot and my roof has many leaks. Where can I find help?

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June 6, 20170 found this helpful
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US Administration on Aging 800.677.1116 www.eldercare.gov-financial, employment, legal & caregiving help
The National Counseling On Aging has a free resource site:
www.BenefitsCheckUp.org
This site is a confidential and free and easy resource service to help people 55 years and older locate and apply for benefits. There are numerous financial assistance programs, both public and private, that can help struggling Seniors trying to make ends meet. The site has information on more than 2000 programs. Many are available to anyone in need who qualify, while others are available only to older adults and can help them retain their independence.
Benefit Types:
Food Assistance, Health Care, Prescription Drugs, Utility Assistance, Supplemental Security Income (SSI), low income housing, tax relief, respite care, free legal assistance and many other benefit programs are available.
To use the site, you enter basic information about the person in need-date of birth, zip code, and check boxes for what the person needs assistance with. The site generates a report instantly, listing links to the programs and services that the person may qualify for.
Some assistance programs can be applied for online while other have downloadable form to be printed and mailed, faxed or emailed in, and some require you to contact the program directly.
Benefits Enrollment Center
It is also possible to get help in person at a Benefits Enrollment Center. There are currently 36 centers in 24 states and 12 more will be added in 2016. Visit the online site for locations:
www.NCOA.org/centerforbenefits/becs
BottomLinePersonal.com050116-DCA

*
SENIOR REPAIRS
You can try this agency for possible help-scroll down to your state for the correct agency.
www.eldercaredirectory.org/state-resources.htm

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November 13, 2017

My husband is a retired veteran of the United States Air Force. He was diagnosed with COPD a couple of years ago. We experienced roofing damage during hurricane Matthew and tried to get help through FEMA, but because we have home owner's insurance, they couldn't help. Our deductible is $2500 and we just don't have that kind of money.

I am the only one working. How do I find out how to get help? It's caused extensive ceiling damage in our family room, our kitchen floor is buckled and tiles are coming up, there's a smell in kitchen corner and it has caused floor damage in our bathroom.

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January 25, 2016

I'm in dire need of a roof and can't get a loan. I'm the only income in my home and make under 30,000 a year. Community assistance is overwhelmed with people needing assistance.

Does anyone have suggestions for me? I live in Alabama. I'm really stressed and can't get help from anywhere.

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January 26, 20160 found this helpful
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I live in North West Florida-Pensacola and we have a "211" number you can call for all needs...check & see if you have that service in your area....also Catholic Social Services & United Way are wonderful help!

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January 28, 20160 found this helpful
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Call your township and ask for help some have contractors that you can call who will give you a discounted rate. If all else fails start getting figures on patching the roof. My township has a program that will loan you the money to put a new roof on and you don't have to payback the money unless you sell your house but that's for seniors only. I live in Illinois.

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