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Information on Gold Heart Shaped Locket?

I have a gold heart locket that opens to put 2 pictures inside. It has a red stone in front with accent diamonds. The markings inside read: 1-20, 10KBE, F.M.co. Can anyone tell me what the markings mean?

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By Cindy from Sacramento, CA

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Consumer Advice Collectibles JewelryJanuary 12, 2014
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