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I have always been a pretty frugal person, but I'm finding later in life that I don't need as much as I once thought I did. Notice I said the word "thought"? When you are young, you are led to believe that those pretty new shiny objects you see on TV or someone is wearing is something you just can't live without. You went out and bought them and enjoyed the fact you have one too. Later in life, you realize that all the money you spent on that shiny new object either was not good for you, or not worth the money you paid for it. And on top of that, you don't even like it or it is worn out and out of date or you gave it away years ago.
There is one thing I have learned that you can have, doesn't cost any money, and when you give it away it benefits everyone. That something is knowledge. Learning how to make something yourself instead of going out and buying the commercial version is so much more rewarding than just handing over hard earned money for it. And when you share the knowledge of a craft, recipe, or information and ideas to save that hard earned money you share a gift far more valuable than what money can buy. You enable someone to make that product again and again. What is the old saying: "Take a starving man a fish and he eats for a day, but teach him to fish and he eats for a lifetime". This is true in everything we do. This is what I have learned through my lifetime.
I enjoy life more today than ever. I am a crafter, I sew, I make my own convenience mixes and spice mixes. If there is a way to make it as opposed to buying a commercial version, I will make it myself! This is not from a book, this is experience talking. I encourage everyone to make something.
I had always been someone who spent too much on things we just didn't need. I would buy on impulse, and shopped until I dropped. About 6 months ago, I saw a video on YouTube about couponing in Canada, and decided to try it out. So I have been using coupons and price matching at Walmart. I have saved a lot of money doing this as well as obtaining a lot of free items by waiting for things to go on sale.
My partner has always been frugal. He could teach you how to feed 5 people from one meal! He is glad I am starting to be frugal. I also shop at Shopper's Drug Mart for sales and earn points for redemption. I also do swag bucks and earn gift cards.
I make my own laundry soap which costs 1 penny a load. I get 3 bottles of Palmolive dish soap out of one by adding vinegar, salt, and warm water to each bottle. It makes the dishes shine! I use vinegar for all my cleaning now. It gives everything a shine, and is cheap.
I plan our meals from the weekly sales flyers, and do all the cooking in one day for the week. I think before I buy something now! One more tip. Do not shop with kids, if you can help it!
By Tracy C. from Brockville, ON
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Hi there I am Sharon, I live in NY and it's very expensive here. I have done a few things over the past few months to save money. We have a new store called Dollar General. Some of you have had it a while now. Today I learned about a download. I did it and scanned some coupons. You know what I mean, right. I went to the store and asked about the program.
I then added those items to my cart. I was blown away how much lower the prices were. I also added a few health items with coupons. I asked if they take the OTC card. Bless me, they sure do. So I picked up some toothpaste on sale.
I get to the register and the price was $57 and I had $40 cash in my pocket.
I looked around in shame, like, why hold up the line? The man asked for my phone number. I gave it and the total went down. Loved it. He said "swipe the other card." It was the OTC card. Oh lord, it went down some more. I ended up paying $27 and that was nice.
I am also blessed to now have the Dollar Tree. I went there and it was nice. I have health issues that stop me from cooking, Fibro being one I suffer from. I am eating a meal made with dollar store cheese, real at that. I joined a wonderful group here and on Facebook.
Every extra dollar I save goes on a bill. I don't care if it's one single dollar. I have shared savings tips but people tend to think I am crazy. I tell you I will be learning more this year.