Making a Minimum Payment on a Hospital Bill?

On a 13,000 dollar debt at a hospital, what is the minimum that has to be paid per month to keep it from collections in state of Georgia?


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March 23, 20190 found this helpful

Call the billing department of the hospital. Many times you can negotiate it down considerably and stretch out the payment.

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March 23, 20190 found this helpful


I agree it would be a good idea to call the hospital billing office and set up payment if you can. Many of us cannot afford to pay off huge medical bills before they go to collections.

At that point I would dispute the amounts that are in collections because they may have been over-billed.

This means that you need to dispute the bill in writing, when you get a notice that a bill will go into collections.


This will stop the process until the bills can be proved to be correct.

I hope this helps!



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March 24, 20191 found this helpful

I was not able to find the minimum that needs to be I would think the hospital would be able to tell you that.

Having worked in healthcare for many years, I know the following:

Talk to the hospital billing departement and if they are not responsilve, the social worker deparment at the facility and ask for information on 2 things...a payment plan and how much of the costs can be paid through a free care or charity fun.

As far as I know every facility should have both options available to you and it (the free care part) is most likely defined by your income so they often want to see a copy of your taxes.


Also, if you have a health insurance plan, be sure that insurance has paid correctly and that you are not being charged for things that should have been covered by insurance--I go over health insurance bills with a fine tooth comb to make sure every dollar is paid correctly and that you are paying the correct after coverage amount.

Lastly, if you do have insurance, but it did NOT cover items, ask if the facility will allow you to pay something called the reasonable and customary amount--which is the amount they would have got IF it was covered by insurance, which is a lot less than the price they charge.

Post back how it goes! Prayers and healing wishes!

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March 25, 20190 found this helpful

always call the biller. they are sending you the bill and can tell you what you need to know.


you can also ask if there is anyway of reducing your total bill amount.

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March 24, 20190 found this helpful

Hospital bills can be overwhelming but hospitals had rather have money paid to them directly as collection agencies keep a large portion of what you pay on your bill.

  • Many people do not know that most hospitals have contracts with collection agencies and generally have no choice but to turn debts over to them after so many days of nonpayment.
  • Hospitals set up these contracts so they can retain a larger share of money paid and also because nonpayment after ?? number of days usually means it will be difficult to obtain payment and collection agencies are much more knowledgeable in how to deal with nonpayment of a debt.
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  • Once a debt is turned over to a collection agency it usually cannot be returned to the original agency.
  • Your first step should be to talk to the hospital financial department to see if they can reduce your bill and also set up a payment plan.
  • You should have all personal information about size of family, all household income, copy of your last IRS income return, as this is what they will need to discuss your bill.
  • If you need help in understanding what you can do and what to expect from your meeting there are several good websites that have a lot of useful information.
  • You might want to check these out:
  • Here is a sight that may have information about types of help may be available.
  • If you have special circumstances as to why you owe this money or why you are having a difficult time paying you might want to check out this site.

    Sometimes people are wonderful about helping others in need.
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March 25, 20190 found this helpful

Definitely contact the hospital but they may send you to collections anyway.

I went to the hospital (Kaiser) to pay off one of my bills, only a couple of hundred dollars. There was no record of the debt in the system so I guessed that I had gotten confused and had already paid it off. Nope! They sent it to collections and washed their hands of the whole thing.

I got a call the next day and figured out what happened. I paid it immediately with no penalty but it was still disappointing. I think so many people can't afford their medical bills that it's just a cost of doing business for them.

Good luck and let us know what you find out.

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