Does anyone know what kind of insect this is?
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This does not appear to be a black widow spider:
Pictures are graphic:
www.nationalgeographic.com/
Your spider resembles the Black House Spider:
These are not usually considered harmful but all spiders can be defensive and may turn aggressive; bites are not usually poisonous.
www.wetandforget.com.au/
You may wish to ask your local about this just to be sure:
ask2.extension.org/
www.gardeningknowhow.com/
It could be a black house spider. www.google.com/
Your photo isn't real clear, but it appears to be a black house spider. These little guy's webs often trap pesky insects that are trying to get into your home. The second photo shows you what the black house spider looks like:
This is- Badumna Insignis, better known as a House Spider. - en.wikipedia.org/
I don't think this is a Black House Spider as the males black house spiders are 10 mm in size, the female growing up to 18 mm, with a 30 mm leg span. Your spider looks very tiny (I noticed how the fibers of the background are enlarged).
I think this is a Dwarf spider
spidersinohio.net/
Scotinella species of dwarf antmimic spider:
spidersinohio.net/
If this spider is very small, then this is a Dwarf Spider. Here someone asked to identify a very small spider in house bugguide.net/
But you can ask for help on this site https://bugguide.net
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