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When Are You Being Too Frugal?

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We all need to be thrifty to avoid waste and reuse whenever possible, but not be penny wise and pound foolish. This is a guide about when are you being too frugal?


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March 25, 201142 found this helpful

The definition of frugal is "Prudence in Avoiding Waste". We all should be wise and thrifty, and reuse or recycle where possible, but here are some indicators when you just might be going too far to be frugal and are simply being cheap or possibly hoarding:

Does anyone here at ThriftyFun have any other ideas to share of what might be going too far to be frugal?

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March 25, 20110 found this helpful
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All I can say is you are 100% correct on frugalness. I have always said there is a difference of being frugal or just being downright cheap. It is too bad that some people just don't understand the difference. I know that some people are on a tight budget and have to make do.


But there are others ( we may all know someone) that just enjoys being cheap and then say they are frugal. Pick and choose what is important for you to save money or spend on. Give yourself some pleasure. Otherwise you might get to a point in your life with no friends or family no hobby and no joy for living. It could make you a real sourpuss.

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March 29, 20110 found this helpful
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Frugality practiced responsibly is the saving grace for most families on extremely tight budgets. I believe what you're describing is being greedy or stringy, and that's a whole different kettle of fish. Watching my mom, I have to say that the elderly are particularly vulnerable to being victims of their own cheap and stingy habits.


They eat food way beyond the safe zone, skimp on medications, refuse to use their AC/Heat for fear of running up the bill, etc. And many have hoarding symptoms, not wanting anyone else to get that item someone else is giving away or throwing out. It is up to family and friends to keep a close eye on the aging as this can quickly lead to a serious problem.

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March 29, 20112 found this helpful
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I absolutely agree with everything, except: "You deny yourself even the tiniest of treats that would be good for you emotionally...". I don't understand the concept of splurging as a necessity. Why would I pay four dollars for a cup of coffee when I can make it at home for pennies? Does the $10 body lotion moisturize better than my free samples or cheap after coupon buys? Why pay $30 to eat out when I can cook all natural foods for a week at home for the same price? I don't feel that I am denying myself anything by being frugal. Instead, I have more money that can be allocated to other areas: seeds, charity, home repair, savings, etc.

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April 7, 20141 found this helpful
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Excellent article and ethically sound; especially about stocking up on "free" items in stores and restaurants. I do find this activity as a form of stealing. In my world, frugality is expressed as taking, using, what is actually needed, and conscientiously discarding and recycling.

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January 6, 20161 found this helpful
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This is a pretty good post.

As a single person, it's hard for me to use up a bag of produce, even though the per pound price is cheaper. I often just get one large onion or bell pepper instead. With meat it's okay to get the big pack because I can freeze it in portions.

I've been a hoarder in the past so I have to be careful when it comes to saving anything that could be "useful", like product packaging. I don't want to get the behavior started again. Trust me, it isn't worth any little bit of money you might save.

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