I keep receipts in a file according to purchase (gas, dining, home improvement, clothing, crafts, etc.) I can easily find the right receipt if I need to make a return or ask for a price adjustment. I recently got a $38 refund on a baby swing two months after purchase when it went on sale.
Utility statements are in another file, even though all are auto pay. I don't have to remember to pay anything, but I can compare monthly usage if necessary. All my credit card charges are noted in my daily planner to compare with the statement.
This may sound like a hassle, but it's very simple once set up.
By Mngranny1 from Minneapolis, MN
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