Cash Machine Tips and Tricks

Category Personal
Personal security is of the utmost importance when visiting a automated bank teller. This page contains cash machine tips and tricks.
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When you are at your bank's ATM, make sure you finish your transaction. I have pulled up to my bank's ATM, twice in the last month, and found that each person did not finish his/her transaction. The screen I saw said, "Do you want another transaction?" If I had been a thief, which I am not, I could have selected "Yes" and cleaned both accounts out. So, make sure that after you are through and get your cash, finish that transaction; make sure you see that beginning screen before you drive off. That person behind you may be hoping that you don't.

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I prefer using a drive up ATM machine because I have a car full of kids and I feel safer. Even though I'm in a car, I can never be too safe. I keep my doors locked. If there is a car in front of me and I am waiting, I also keep my windows up. When I get to the machine, I only roll down my window and I shut off the radio. I am always aware of my surroundings. As soon as I get my money, I roll up the window before I count the money, put it away, and pull away.

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By Michele from Bangor,PA

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A couple years ago, I encountered a malfunction at an ATM machine. This was when depositing without an envelope slip or punching in the amount you were going to deposit was just discontinued.

I deposited $40 into the ATM machine and for some reason, the screen was stuck. Just my luck because it was a holiday and the branch was closed so I couldn't get any help plus credit unions do not have a customer service line after a certain time. I hung out for about 20 minutes, until a screen pop up saying Cash Deposits are temporarily unavailable. I was refunded $20 of my $40. I immediately snapped a photo of the error as proof and went into the branch. They had me fill out a form regarding the incident, time, and how much money I was missing, so if they have a form for this matter - I am sure I am not the only one who experienced this. Had I not counted my money prior to inputting the machine, I would not have known!

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Take a second to count how much money you are inputting into the bank, after all technology/electronics make mistakes too.

Source: Personal Experience

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March 22, 2005

Carry some extra ATM envelopes in your glove box. If you need to make a deposit via the ATM (checks only, never cash!) you can fill out the envelope before you even get out of your car.

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February 27, 2006

Limit your risk of being robbed by avoiding ATM or cash machines at night. If you have to use an ATM at night, find one in a well lit, well traveled area.

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People walking away from an ATM are particularly vulnerable because criminals know that they have cash.

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Better Living Safety PersonalJune 3, 2013
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