My mom lives in Chicago, Illinois. Her roof is leaking and needs to be fixed. She is 86 and wants to stay in her home. She has insurance, but we can't come up with the 1000.00 deductible. We contacted the Department of Aging and she was put on an emergency list "last" December and rain is now destroying her back bedroom. With winter coming her heating bill will be high if the roof does not collapse in the mean time. Any suggestions where to go for help?
By Pat L from Chicago, IL
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Was the damage done by a storm, otherwise I don't think homeowners insurance will cover it, even if you had the $1,000.00 deductible. Talk to your mother's pastor, sometimes, if a church doesn't have the cash up front, they will take up a special offering during a service. That being said it might be time for her to move into an apartment.
My late Dad didn't want to leave his house, and the workshop he had in the back yard, where he puttered around and did some wood working, but we did get him moved into an apartment where it was all seniors/disabled people.
See if you have an energy assistance agency in your area. It is usually through community assistance and can be found through them. She should qualify for help.
If she is a church attendant you may want to put the word out she needs the money or the repairs. I hope those help.
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