Brown hamburger meat (you can substitute with turkey), drain grease. Add taco season make as package says.
In a large bowl, mix together beans and cream cheese until smooth. Add some shredded cheese take spoon and fold until mixed.
In an 8x8 inch baking pan, take meat and make a layer on the bottom. Take bean mix and spread on top the meat, then take shredded cheese and sprinkle on top beans.
Put in oven on 350 degrees F until cheese is melted. Add tomatoes, onion, taco sauce , black olives, and sour cream in layers, sour cream last.
Enjoy with chips or rice
By bryndalyn from Waverly, KY