Roofing Assistance for Senior Citizens

Is there any help we can get to put a new roof on our house? Are there any loans we can see if we can apply for? Is there anyone to help out senior citizens in this situation? Do they go by what income you have?

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September 7, 20180 found this helpful

You don't say where you are located. I know my state (PA) has a ton of programs...each of which has their own criteria and income requirements. You can usually locate them by doing a Google search with your town name + low income + repair assistance.

Just a word of caution is to make sure you are selecting only the options that real organizations not shady contractors...meaning most of the sites end in .org or you can clearly see they are related to a legitimate charity like United Way or government agency like HUD.

There was an extensive answer on Thrifty Fun not long ago that people found the answers helpful. Maybe you can get some good info from this:

The link to the back issue is: www.thriftyfun.com/Roof-Repair-for-Low-Income-Homeowners...

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Hope you find solutions! Will add you/the person you are asking for to my prayers! Wishing you all the best!

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September 7, 20180 found this helpful

Go to HUD.org and click on your state. You can also contact Habitat for Humanity and local churches.

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September 7, 20180 found this helpful

Roof repairs, and especially a new roof, just happens to be one of the most expensive home repairs and it is not always easy to acquire this much help without being put on a waiting list and sometimes the list may run into the next year (budget).

  • Since you ask about income, I believe you already know you will not qualify for "low income" assistance but it is very possible you could qualify for a low interest grant or loan.
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  • I believe that "free assistance" will always be based on income first unless there is a qualified disability that might override the income issue.
  • That does not mean that you should discard any of the site recommended but you will probably find out with the first or second entry as to whether you can go any further on the application.
  • If you Google as Pghgirl suggested you will find several sites so you can begin your application process.
  • Some of the local site may not be federal government and their income levels may differ so be sure to look at each one before discarding it.
  • HUD does have some applications for grants and loans but I do not believe you could qualify for a Habitat project as their assistance is generally always based on low income and immediate need.
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  • So many people get discouraged after starting several applications and see how extensive the process is so they just give up but who knows if the next one could be tailor made for you?
  • Complete the applications honestly and you will probably qualify for a low interest loan (with low payments and sometimes with "forgiveness" clauses if your income falls below a certain level).
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