What do you do if someone one burns down your house and you don't have insurance and you have lots of items in it? I live in Cleveland Ohio.
Add your voice! Click below to answer. ThriftyFun is powered by your wisdom!
The Red Cross can help you and so can local churches.
We called ted cross and they said that the hole place had to burn down or some one would have to of died in the fire
Need all the help I can get my house. Burnt down don't have insurance not everything help rebuild my family home contact Marcos 747 227 9816 thank you
My daughter and her husband lost their home, their vehicles and all their belongings in a horrific house fire about 5 years ago; it was a miracle that they got out alive; a neighbor that lived across the street was walking his dog before reporting to work at 3:00 a.m., he saw the flames/smoke coming out of my daughter's home and quickly went over to the house, knocked on the door and got the family out of the house, it was a complete loss. After a couple of days, the house was safe to go into, the family sifted through all the rubble and found my daughter's household papers which she had in a 3 ring binder and it had some fire damage but it was legible to read and she proceeded to call the insurance company, the bank and everything associated with the household business transactions. She began to list from memory the contents of the house with the assistance of family and friends. The church the family attended gave them clothing, shoes and other items that would help them function on a daily basis; my daughter still had to work and bring home a paycheck, plus negotiate the business of the loss of her home, vehicles and a pet. It was a long process of documentation, phone calls and trips to the insurance agent's office. My daughter was very organized in her paperwork, kept a "paper trail" of receipts of post-fire items that she purchased and turned them into the insurance company.
Did the fire Marshall determine that it was a deliberately set fire? If so, the police would be involved and may help you obtain some monetary assistance or at least (maybe) punish the person responsible.
If a report was made then you may be able to obtain a copy of this report to take to any of the places mentioned and you will obtain assistance faster than just walking in the door.
1. Red Cross is usually the first place to seek help after a fire.
2. Salvation Army will usually help and sometimes they assist with a place to stay for a few days (sometimes longer).
3. Local churches will many times help with food and may have a list of local places that offer help in this kind of situation.
4. Submit your question on Google with your city or zip code and you should come up with quite a few places to call/visit.
What a horrific situation and am so sorry for your loss. We suffered a house fire a few years ago. We were in a duplex situation and we DID have renter's insurance (a blessing) but our upstairs neighbor, who had the most loss (the fire started in their apartment) had no insurance.
She and her large family was able to get housing help from a local housing authority, and received help from local churches and the salvation army. Little by little they put their life back together.
If you want to know how you can possibly recover/restore your stuff, there are property recoverer companies out there. Our insurance put us in touch with one and we were able to salvage/keep 90% of our stuff. One such place is www.puroclean.com/
However, I have no idea how much it would cost to hire one if you have to pay out of pocket
If it was arson then it will all go thru the courts and your help will come from there...
If you are a renter and not the owner then you can see #1 does the landlord have house insurance or no. If not he was not alias to rent out the Appartmant in the first place #2. Was the Appartmant legal fire alarms 2 exits Extra. If not the landlord is pretty much in a world of shit. You can get yourself a lawyer and you can pretty much garinty you are his new best friend the landlord will get sued for your losses and your hotel expenses after fire and any time lost from work if you find yourself all stressed out from everything you could ding him for pain and suffering. That will help you out the only thing is if you are going to Barrie this landlord because when you are done with what you. Figure your pay check will be the big guys go after there chunk and he'll probably be in the shelter when there finished with him. The fine for no insurance is outrageous also if the Appartmant was not legal they ding him there like if you drive a car that's not safeties or drive with no liecnce and insurance I now a guy that drove a car with no insurance he now owes $190 0000.00 he is working the rest of his life to never have anything a guy on welfare does better then him when you figure out what his take home is after paying and that's what will happen to the landlord.
Wait until fire investagater clear u to go bk in house salvage wat didn't burn. Put in storage and contact redcross, your local chuches, I've been in ur shoes , I'm sorry for u and ur family, and I'll be pra yu ing
Add your voice! Click below to answer. ThriftyFun is powered by your wisdom!
