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Tips and articles about giving to charity and looking for charitable resources to get help in your area.

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Two wood dressers.

Organizations That Help Low Income Families Get Free Furniture?Buying furniture is an expensive undertaking. Families struggling on low incomes often are unable to buy or replace their furniture without some type of assistance. This is a page about organizations that assist low income families get free furniture.

 

Fabric

Donating Fabric to CharityWhen cleaning out your fabric stash, consider donating the fabric you can't use to charity. This is a page about donating fabric to charity.

 

Greeting Cards

Donating Old Greeting CardsThis is a page about donating old greeting cards. Certain charities, schools, and other organizations collect used greeting cards for fundraising activities and crafts.

 

House Fire

Finding Agencies to Help After a House FireA house or apartment fire is devastating. Coping with the aftermath can be easier if you have assistance. This is a page about finding agencies to help after a house fire.

 

Laptop Computer

Finding Free Laptops for StudentsAlthough there are definitely active scams regarding free laptops, there are some legitimate programs through which students and others may qualify for a free laptop. This is a page about finding free laptops for students.

 

Soldier smiles while typing on a computer.

What Agencies Give Laptops to Veterans?This is a page about finding agencies that give laptops to veterans. There are numerous services that Veterans can utilize after they are out of the military. The best way to find out more information is to contact the Veterans Administration.

 

Stack of Shoe Boxes

Getting Free Shoe Boxes?From storage to crafts, shoeboxes can used for all sorts of things. If you can get them for free, even better! This is a page about getting free shoe boxes.

 

A bowl of soup being handed to a hungry person.

Recipes for Feeding People at a Homeless ShelterHomeless shelters generously feed many people a day. Sometimes it can be hard to figure out what to cook for a large crowd. Check out these tips and recipes for feeding people at a soup kitchen.

 

house fire

Charities To Help Someone Whose House Burned Down?After the stress and lost resulting from a house fire can come the need for temporary assistance with clothing, housing, and more. This is a page about charities to help someone whose house burned down.

 

Crochet santas at sale at a craft bazaar.

Simple Crafts for a Church Bazaar?This page is about simple crafts for a church bazaar. Making items that sell will benefit your organization's charity.

 

Donating Used Stuffed Animals

Donating Used Stuffed AnimalsThis page is about donating used stuffed animals. It's good to give those extra stuffed friends a new purpose for someone who may need a buddy to hold.

 

pink tennis shoe

Donating Single Shoes?This page is about donating single shoes. Some companies make sample shoes for just one foot. They may be of use to some amputees.

 

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A group of friends knitting projects for charity.

Finding Free Yarn for Charity ProjectsIn order to make scarves, hats, mittens, blankets, and other items for a variety of charities, donations of supplies are a necessity. This is a page about finding free yarn for charity projects.

 

Small house resting on stacks of coins surrounded by hands holding tools used for home repairs.

Free Home Renovation AdviceUnfortunately there are many families and individuals who can not afford to make necessary renovations to their homes. This is a page with free home renovation advice.

 

A man in a wheelchair being pushed by his sun.

Organizations That Help Disabled People Get Furniture?A disability can leave you financially unable to meet the cost of new furniture. There are organizations that can assist disabled citizens get new and used furniture.

 

A backpack full of school supplies.

Finding Help Getting School Clothing and...This is a guide about finding help getting school clothing and supplies. Getting your kids the clothing and supplies they need each year before school starts can be expensive. For the family on a very tight budget it can be overwhelming.

 

Greeting Card

Donating Greeting Cards to St. Jude's Recycled Card ProgramUpdate: St. Jude's has discontinued this program due to a lack of demand and the difficulties in running the program. This page is about donating greeting cards to St. Jude's recycled card program.

 

Photo of a home that is in the process of being built.

Home Completion Help for Disabled Homeowner?Construction of a new home can be stalled or interrupted for a myriad of reasons. This page has advice for disabled homeowners who are in need of help completing construction on their home.

 

A disabled man moving from his car into a wheelchair.

Agencies That Provide Cars to Disabled People?There are a number of ways that a disabled person may be able to find a free vehicle or programs that provide allowances that can be applied to buying or leasing a car. This is a page about agencies that provide cars to disabled people.

 

A box of donated household goods.

Fundraising Ideas for a Nonprofit OrganizationThis is a page about fundraising ideas for a nonprofit organization. There are many ways to earn money in your community, such as car washes, yard sales, pancake breakfasts, auctions and other organized events.

 

Stack of Pancakes for Breakfast

Planning a Pancake Breakfast FundraiserThis is a page about planning a pancake breakfast fundraiser. A popular fundraiser for churches and other organizations, is the pancake breakfast.

 

Clipping Coupons for Troops

Coupons for Troops?This is a page about coupons for troops. There are a number of organizations that help collect consumer coupons and ship them to the families of service personnel stationed overseas.

 

woman wearing a fleece chemo turban

Making and Donating Chemo Caps?This is a page about making and donating chemo caps. Many cancer patients prefer to wear a scarf, hat, or cap while receiving chemotherapy treatments. Put your crafting skills to work for friends and community members.

 

Colorful yarn on a shelf.

Finding Free Craft Supplies for Charity...This page is about finding free craft supplies for charity projects. Formal and informal groups that make projects such as knit hats to donate to charities or for fundraisers often do not have the funds to purchase supplies.

 

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Financial Assistance for Low Income Family to Move a Mobile Home?I live in West Virginia and I am currently sharing a home with three other families. I just got a 14x70 mobile home given to my family and I, but only have two weeks to move it or it will be tore down. Does anyone know if there is a organization or business that can help us move this home?

 

Chocolate fountain with people dipping marshmallows and fruit

Planning a Chocolate Heaven FundraiserA successful fundraiser depends on the popularity of the activity or theme. Try a food event where all things are chocolate. This is a page about planning a chocolate heaven fundraiser.

 

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Donate Clothing and Toiletries to Women's SheltersThis is a tip if you're into coupons, rebates, store good deals, buying in bulk, and have yard or garage sales. If you have items left over such as clothing, toiletries, makeup, etc., donate them to your local abused women's shelter.

 

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Home Repair Assistance for Senior Citizens?Where do I go for help in getting home repairs done for a senior citizen living in Alabama? She is 84 years old and disabled. The home is in very poor condition and about to fall in. Please let me know if there is help for her out there.

 

Volunteers accepting food donations.

Charitable Giving Ideas for the HolidaysThis is a page about charitable giving ideas for the holidays. During the holidays, giving gifts of food and presents to families in need is very much in keeping with the spirit of the season.

 

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How Can I Get Fabric Donations?I am in need of free fabric. As part of this years Project Graduation decorating committee, I need to transform the school into a magical place. Project Graduation is an all night party which is hosted by parents of graduating seniors.

 

School Uniform Skirt

Donating School UniformsThis is a page about donating school uniforms. School uniforms can be costly to buy. Students from lower income families can benefit from being able to get donated uniforms.

 

Older home in Florida being repaired

Applying for a Home Repair Grant in Florida?This is a page about applying for a home repair grant in Florida. In many areas, HUD offers a program to help repair your home, with an agreement that you live there a set amount of time afterwards. Here is some information to help you find out if this program is available where you live.

 

Donation box of clothing being held by a  man

Finding Free Clothing After a House Fire?This is a page about finding free clothing after a house fire. The first organization to contact, after a house fire, is the Red Cross. Other options for finding free clothing are craigslist, freecycle, and Nextdoor.com. Your local church might also be helpful.

 

A child putting coins in a donation bucket.

Teaching Kids About Holiday GivingThis is a page about teaching kids about holiday giving. It is very rewarding to give to others during the holidays. This is a great opportunity to teaching your kids about how to think about others and help people that are less fortunate.

 

stacks of fabric

Getting Fabric Donations for Charity Projects?This is a page about getting fabric donations for charity projects. Whether you are working on making quilts for sick children or teaching poor members of the community to sew, donated fabric will help move your project along.

 

Disabled veteran in a wheelchair in front of an American flag.

Housing Assistance for Disabled Veterans?This page is about housing assistance for disabled veterans. There are government agencies and nonprofit organizations to help our disabled servicemen in need of housing.

 

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Getting Donated Fleece Fabric?Where can I can I get donated fleece fabric to make baby blankets to donate to the hospitals for Christmas? My daughter and I are making these to donate and could possibly make them for the homeless if I can get enough fabric.

 

Unused Medication

Donating Unused Medication?This page is about donating unused medication. When you have drugs that you have not needed to finish, there may be a nonprofit organization that can help someone else benefit from them.

 

Four small bottles like those you would get of shampoo, conditioner, and lotion at a hotel, lined up on the edge of a tub.

Donating Hotel ToiletriesThis is a page about donating hotel toiletries. After a trip, many of us find that we have a small collection of hotel toiletries.

 

A homeless person holding up a sign

My Frugal Life: Street Theatre"Here I am, over here!" signaled the young man in a holey, paint spattered T-shirt and cutoffs. His arms waved a mile a minute, as he attempted to catch the attention of someone just pulling into Publix's parking lot.

 

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Finding Agencies that Provide Back to School Help?I am looking for suggestions for where to find back to school help. I live in a town that has almost nothing, two dollar stores and no resources. So does anyone know of anywhere I can find help with school clothes and supplies? I have a ten year old daughter and twin girls that are almost three.

 

Handing over the keys for a car.

Help Getting a Car for Low Income Families?Being without a car often exacerbates the problems already resulting from living on a low income. There are legitimate agencies that might be able to help, but be wary of dealers that cater to customers with bad credit. This page contains several suggestions for agencies to research.

 

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Finding an Agency to Help with Free School Desks in Uganda - children at a long crowded desk

Finding an Agency to Help with Free School Desks in Uganda?We have a charity school in Uganda where we are providing students with free educational services, but we are having a problem with a lack of desks. They have to squeeze themselves like five people on one desk. I would like someone to help us with free desks so that we can create a conducive learning environment for them. Any suggestions?

 

Finding Donated Fabric for Youth Training Program - teens using treadle sewing machines

Finding Donated Fabric for Youth Training Program?We are training youths who are school dropouts but we are limited with the fabric. Can someone help with suggestions on how to find some free fabric to equip the youths with tailoring skills.

 

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Agencies That Help the Elderly Get Household Items?I am in search of household items for an elderly patient who is leaving the hospital today. I found out she has nothing. She needs clothes or bedding, sheets, towels, plants, dishes, and household items lightly used. I am wanting to help out, but cannot afford to personally.

 

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Getting Canvas Donations for a Girl Scout Project?My daughter is good at art. For her Girl Scout project, she was thinking of creating oil paintings and donating her paintings to a non-profit organization. She and her group of friends are aiming to make 60 paintings on 24"x30" or bigger canvas. Where can she go and ask for canvas donations?

 

A can of Campbell's soup on a red background.

Donating Campbell's Soup LabelsThe "Labels for Education" program through Campbells has ended. https://www.campbellsoupcompany.com/faq/how-do-i-find-out-information-on-the-campbells-labels-for-education-program/

 

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Donating a Pair of Shoes in Two Sizes?I have 2 different sized feet, so I have opposite shoes with no home. Is there a place I can send them?

 

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Financial Help for Moving Expenses for the Disabled?I am disabled and 56 years old and I have been living with my parents for the past 7 years. They don't want me here anymore because I get hurt so easily in doing all they require of me to do. I need to move anyway because their basement is cold and has bugs and is not fit for me to try to survive in any longer. Is there a place that would be willing to help me move from Springfield to Joplin?

 

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Finding Fabric Donations for Charity?We are a small group of volunteers working for Carers of Africa. We need 100 percent cotton material/cut pieces, satin ribbons 3/8 inches, and hotel soap to make sanitary items for young girls. Can someone please help with suggestions for finding donations?

 

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Agencies That Help Rebuild After a House Fire?I had a house fire two days before Christmas. I lost everything. How do I get help fixing a place to live. I have got a building with two 16 by 16 rooms. I have got no where else to go.

 

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Septic Tank Servicing Assistance for a Disabled Couple?Who can assist in pumping a septic tank for a minimal amount in Chatsworth Georgia?

 

Donating Table Linens - hanging bags of linens

Donating Table Linens?Our Miami, FL based event company is updating our linen inventory and is seeking donation and give-away opportunities for over 500 linens in all different styles, colors, and sizes. Any suggestions for finding interested parties?

 

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Help With Getting Furniture While Unemployed?How can I get help with getting a three piece suite as I don't have one and I'm on one benefit JSA (unemployment) paid once every two weeks?

 

Shape of a house from construction tools.

Organizations that Help Vets With Home Repairs?This is a page about organizations that help vets with home repairs. It can be expensive to fix a home that is falling into disrepair, especially if you are on a limited income. There are numerous organizations that can help vets repair their homes at a low cost or even for free.

 

Group of volunteers in blue shirts with boxes of donations.

Finding Places to VolunteerThere are endless opportunities to volunteer in your community. You can volunteer through your church, the local school system, homeless shelters, or even stores where you live.

 

Variety of fabric hanging.

Donating Scrap Fabric in California?Many quilters and other crafters find that they have quite a stash of scrap fabric that they are unable to use. Finding and organization or charity to donate these supplies to gives them a second chance to be useful. This is a page about donating scrap fabric in California.

 

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Finding Fabric Donations?I am looking for a donation of white muslin fabric for a summer youth program, community wide, movie in the park event. In total I will be enough to make a screen that will host 200 people. Any thoughts where I can find a donation?

 

Woman Donating Food at Food Pantry

Donating to Food PantriesDonating to food pantries is a great way to help others in need. It is a good idea to check with the organization to find out just what they need most. Food pantries also accept toiletries and other household items. This is a page about donating to food pantries.

 

Home Demolition

Agencies That Help Senior Citizens Demolish Home After a Fire?Low income seniors may find it financially impossible to pay the costs of demolishing a home after a fire, particularly a mobile or modular one. This is a page about locating agencies that help senior citizens demolish a home after a fire.

 

Free Couch

Finding Free Furniture After a Fire?When a fire destroys your belongings, the cost of replacement can be overwelming. It can be a big help to find free furniture. This is a page about finding free furniture after a fire.

 

Army Soldier With Cash

Sending Coupons to Military FamiliesThis is a page about sending coupons to military families. Passing along unwanted coupons to military families, is a great way to help them stretch their income. Here is some information about where you can send your coupons so that they can be distributed to military families overseas.

 

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Donating Slightly Defective Sportsbags in NYC?I have a sports bag business, and I have a large amount of bags (LOTS!) that are either defective or not to standard. They are pretty large bags, and could either be cannibalized for parts and fabric (zippers, shoulder straps, buckles, and Cordura-like polyester fabric), or repaired and redesigned into other sports gear.

 

Rolls of colorful wrapping paper on a white background.

Donating Christmas Gift Wrapping to Charity?While there may be a few organizations that would appreciate a donation of wrapping paper, ribbon, bows, etc. one that rises to the top as a first choice is Toys for Tots. This is a page about donating Christmas wrapping to charity.

 

bolts of fabric

Finding Fabric Donations for Missions?If you are in need of a lot of fabric from your mission, getting the fabric donated will save you a lot of money. Asking around your local area is a good way of finding fabric donations for missions.

 

A mom and daughter with vegetables.

Angel Food MinistriesAngel Food Ministries is no longer in operation, as of September 2011. The now defunct nondenominational organization sold family sized food boxes assembled from supplies bought in bulk. The ministry operated in 43 states and the District of Columbia.

 

A girl being handed a gift on Christmas.

Charities to Help With ChristmasChristmas can be a hard time for low income families with children. This is a page about charities to help with Christmas.

 

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Donating Beautiful Old Greeting Cards?I have many beautiful greeting cards that I was too sentimental to dispose of. I just wondered where to donate them. There are lovely messages on them that would not bother me if read. Some are quite old and may become antiques some day.

 

The front of a suburban home.

Low Income Housing Grants or Loans?There are government and private organizations that might be able to help in your search for housing assistance. This is a page about low income housing grants or loans.

 

A man in a wheelchair getting into a car.

Agencies That Help Disabled People Get a Car?This is a page about agencies that help disabled people get a car. Advice to help people with disabilities find assistance.

 

Woman with a box labeled Donation Clothes

Determining Fair Market Value of DonationsThis is a page about determining fair market value for donations. When making donations to charitable organizations of clothing, furniture, and more you need to determine their value for tax purposes.

 

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Finding Fabric for Charity Project?I live in Louisville, Kentucky and am getting ready to start a project with my church to make pillowcase dresses for the little girls in Haiti. If anyone knows where I can get fabric donated for my project - it would be very much appreciated.

 

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Getting Help After a House Fire?Who can offer some more assistance to my family after a house fire?

 

Christmas Help for Low Income Families

Christmas Help for Low Income FamiliesThis is a page about Christmas help for low income families. Christmas can be a stressful time for low income families having trouble celebrating the holiday.

 

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Finding Free Furniture?I'm on SSDI and I just got my apartment. It is completely empty. I'm in need of all furniture: bedroom, kitchen, living room, and bathroom. So if you know any organization that can help me it would be great. I have nothing. Bless you for even reading this. I live in Kinston North Carolina.

 

Arched window on a building with the words "Community Center"

Community Center Fundraising IdeasThis is a page about community center fundraising ideas. Community centers frequently need to raise funds for additional operating and event costs.

 

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Home Repair Help for Low Income Families?I live with my husband and 3 kids. My husband has been sick for about 7years. For about 3 years I have to be his caregiver. It is very very cold. We need help. Where can I look?

 

The word Fundraiser printed in red inside a red square outline against a white background.  A human hand is pointing at the word

Church Fundraiser Ideas?This is a page about church fundraiser ideas. It can be a challenge to come up with fundraising ideas for your church group or project.

 

donate sign

Donating Household Items to CharityThis is a page about donating household items to charity. Donating household items that you no longer need is a wonderful way to help others.

 

blessing bags for the homeless

Making Blessing Bags for the HomelessThis is a page about making blessing bags for the homeless. One way you personally can help a homeless person is by making up bags of snacks and personal items to hand out as needed.

 

Planting A Row For The Hungry

Plant A Row For The HungryThis is a page about plant a row for the hungry. When planning your garden, there are ways to grow extra food for others who are less fortunate.

 

Kitten in Animal Rescue

Donations to Animal RescueThis is a page about donations to animal rescue. Helping support organizations that help unwanted pets find new homes, can be done in a variety of ways.

 

Natural Disaster Aid

Donating to Natural Disaster AidThis is a page about donating to natural disaster aid. When a catastrophe strikes anywhere in the world, people want to help, and be sure their donations are going to organizations that make a difference for those affected.

 

Ebola Virus Test

Ebola Virus CharitiesThis is a page about Ebola virus charities. The Ebola virus outbreak has overwhelmed the Guinea, Sierra Leone, Liberian medical infrastructures. You can help contain the spread of the Ebola virus and provide vital relief for the infected areas by donating to charities that will be sure to get the money and supplies to Western Africa.

 

High School Fundraiser Carwash

Fundraising Ideas for a School Trip?This is a page about fundraising ideas for a school trip. School trip expenses are often offset by scheduling fundraisers.

 

Nursing Home

Finding Nursing Home DonationsThis is a page about finding nursing home donations. At yard sales and second hand stores you may find inexpensive things to share with folks in assisted living facilities.

 

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Ideas for Chips for a Quarter Auction?We are having a quarter auction and need suggestions on what to use as numbered chips to draw the winning number. I know you can use ping pong balls, but looking for something a little less expensive.

 

Baby Items for Charity

Collecting Baby Items for Charity?This is a page about collecting baby items for charity. Helping to gather items whether homemade or gently used for orphanages can make a difference.

 

Food Charity Organization

New Jersey Charity OrganizationsThis is a page about New Jersey charity organizations. In time of need it can be stressful trying to find the local and state agencies that can provide assistance.

 

NICU Baby

Donating Items to NICU BabiesThis is a page about donating items to NICU babies. Special newborn babies may benefit from donations of warm knitted and crocheted clothing or blankets.

 

Oso Land Slide Rescue Operations

Donate to Victims of the Washington LandslideOur hearts go out to all the families suffering in the tragic landslide in Washington.

 

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Finding Free Laptops for Students?l am a student in a teacher's training college and am in need of a laptop for my research and group work but cannot afford one.

 

Cat in Animal Shelter

Things to Donate to Animal SheltersThis is a page about things to donate to animal shelters. Besides donating money to your local animal shelter, there may be other things you can help them with.

 

Young Homeless Girl

Helping the HomelessThis is a page about helping the homeless. Finding the most effective ways to help people who do not have homes, isn't always as easy as it sounds.

 

Couple Trying to Find Utility Bill Assistance

Where to Find Utility Bill AssistanceThis is a page about where to find utility bill assistance. Financial circumstances can result in your inability to keep up with your utility bills.

 

Dessert Ideas for Bake Sale

Dessert Ideas to Sell at Charity Function?This page is about dessert ideas to sell at charity function. Making appealing treats to raise money for your nonprofit organization is the goal.

 

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Family of 5 Needs Help After House Fire?How can we get help after a house fire that took our place to live, clothes, and a lot of personal items? My main problem is housing and my childrens' items. If you know of someone that can help please let me know. I have contacted our local Red Cross and Salvation Army and they were not much help.

 

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Alternatives to Fundraising Thermometer?I am in my last year of chairing the high school band's annual citrus sale (oranges, grapefruit, juice oranges, and tangelos) and we have set a lofty goal this year. I want to make a visual to put in the band room to show our progress to the goal, but don't want to use a thermometer.

 

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Finding Free Yarn for Nursing Home Projects?I am asking for free yarn to make lap blankets to nursing homes, in the Columbus Ohio area. If you have any or know where I can find some please contact me through this site.

 

student car wash

Fundraising Ideas for a Student Run Charity?This page contains fundraising ideas for a student run charity. Find a way to raise money that uses young people's enthusiasm and energy.

 

Group of people having a fundraising carwash.

Fundraiser IdeasThis page contains fundraiser ideas. Finding a lucrative, thrifty ways to raise money for nonprofit organizations can be a challenge.

 

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Collecting Other Income and Benefits While On Social Security?I'm a single mom who is disabled. I have a 11 year old boy. I'm on disability Social Security. My whole check goes to bills. If anyone can help please let me know.

 

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Tips for Avoiding Disaster Relief FraudPhony charitable organizations started being reported after 9-11 and then again after the Tsunami. CNN reported this morning that there are 2,000 or so websites that have sprung up that are phony Katrina disaster relief organizations.

 

Giving bread to the needy.

My Frugal Life: Hungry ChildrenRecently, I read A.E. Hotchner's King of the Hill. In this tender, touching memoir, Aaron recalls hunger back in the 30's when he was twelve and left to fend for himself:

 

A man with no money in his wallet.

Avoiding Charitable BankruptcyIt feels good to donate to a charitable cause. I write the check that I know will buy the last ingredient needed to find the cure for cancer, and it feels good. Then, I write the check to help pay for books at a school ravaged by floods, and it feels good, too.

 

A homeless person holding up a sign

My Frugal Life: Street Theatre"Here I am, over here!" signaled the young man in a holey, paint spattered T-shirt and cutoffs. His arms waved a mile a minute, as he attempted to catch the attention of someone just pulling into Publix's parking lot.

 

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Care Packages for Troops?My husband and a friend recently was deployed to Iraq as civillians attached to military units. My friends and family are wanting to put together simple little care packages for their units and want to try to send one in time for Thanksgiving and one for Christmas. I am wondering if anyone out there has had someone there and had any new creative ideas of things to send over.

 

My Frugal Life: Ask And You Shall Receive!I recently became involved in volunteering to teach swimming and surfing at the Ninos de la Promesa Orphanage in TJ, Mexico. The goal of the "Out of the Boat Swim" program is to help children gain confidence by teaching them to swim and become water safe in the ocean.

 

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Finding a Free Refrigerator?Can someone please help? I haven't been able to find work with this whole pandemic situation. My refrigerator gave out, had to throw my groceries away, it went bad. Where can I find a free refrigerator? Unfortunately financially I have no money.

 

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Finding Help After a House Fire?I need help. My house burned down. And I don't know what to do. I have no family that can help.

 

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Finding a Free Laptop for a Student?I am attending the University of Phoenix right now. They do not offer a laptop for school. I'm trying to go to school on my phone and I'm having a really hard time. Can somebody please help me with suggestions for finding a laptop? I need one to work on my University of Phoenix online psychology course.

 

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Obtaining Fleece for Charity Project?How may I get fleece donated to make hats for needy children and the homeless. Our community service classes would like to make hats that require little sewing to keep people warm during the winter months.

 

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Finding Help After a House FireHad a house fire, have now ran out of money The landlord is not finding a place for us; me, my husband, 2 dogs and 1 child. Please, we need help. What can we do? We ran out of money. It's been 5 months since the fire. Nowhere to go, going to be homeless in this heat.

 

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Finding Help After a House Fire?My dear friend Michael lost his entire home in a fire. He has 3 children and no money due to the virus. He needs help with food and a place to stay temporarily. Where can he find help?

 

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