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Home Repair Assistance for Low Income Owner?

Although, my father has an income, it has been maxed out due to medical bills, medication, two funerals, and furnace replacement. This is on top of a mortgage that has gone backwards. He doesn't qualify for home improvement loans, and the house is unlivable without them. He is presently in a nursing home and facing bankruptcy if an answer isn't found soon. We have offered to move in with him and make arrangements for the repairs and pay the loan payments ourselves, but we do not qualify for such a large loan either. Is there any hope?

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Bronze Answer Medal for All Time! 220 Answers
July 27, 20160 found this helpful

Your father may find help to repair his house on this site:

SENIORS-National Council On Aging (NCOA)
The National Counseling On Aging has a free resource site:

www.BenefitsCheckUp.org

This site is a confidential and free and easy resource service to help people 55 years and older locate and apply for benefits. There are numerous financial assistance programs, both public and private, that can help struggling Seniors trying to make ends meet. The site has information on more than 2000 programs. Many are available to anyone in need who qualify, while others are available only to older adults and can help them retain their independence.

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Benefit Types:
Food Assistance, Health Care, Prescription Drugs, Utility Assistance, Supplemental Security Income (SSI), low income housing, tax relief, respite care, free legal assistance and many other benefit programs are available.

To use the site, you enter basic information about the person in need-date of birth, zip code, and check boxes for what the person needs assistance with. The site generates a report instantly, listing links to the programs and services that the person may qualify for.
Some assistance programs can be applied for online while other have downloadable form to be printed and mailed, faxed or emailed in, and some require you to contact the program directly.

Benefits Enrollment Center
It is also possible to get help in person at a Benefits Enrollment Center. There are currently 36 centers in 24 states and 12 more will be added in 2016. Visit the online site for locations:

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www.NCOA.org/centerforbenefits/becs

BottomLinePersonal.com050116-DCA

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