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If you are concerned about the fat levels in full cream milk, the most cost effective solution is to dilute whole homogenized milk 50/50 with water, rather than buying semi-skimmed. This means that you get twice the amount of milk for the same money.
With the cost of milk so high, you can save a little by using evaporated milk for cereal and cooking and saving jug milk for drinking. Also once the can is opened you can keep the rest fresh and ready by pouring into an ice tray and freezing into cubes. One or two cubes tossed in a bowl in the fridge overnight will be melted and ready for your breakfast cereal by the morning.
When buying dairy, always buy the largest container possible. Check the expiration date and make sure you will be able to use it before it expires, especially with items like milk and eggs that are difficult to freeze.
Don't pay extra for shredded cheese. You can buy a large block of cheese, grate the the block, and freeze any that you don't think you will use quickly. Don't buy small yogurt containers when you can buy a large one for much cheaper.
When buying dairy at the grocery store, be sure to check the "use by" or "sell buy" date on the packaging. If the date is not to your liking, grab a carton of milk from the back of shelf.
Reducing the amount of fat in your milk can be accomplished by diluting your milk with water. This page is about make your own 2% milk at home.
One way to save money on milk is to either use powdered milk instead or to at least substitute it in recipes where the different taste is not detectable. This is a page about save money using powdered milk.
Storing your cottage upside down in the fridge can help to extend its shelf life. This is a page about storing cottage cheese upside down.
This is a page about saving money on milk. Depending on your family's needs and your storage facilities, there are a variety of ways to save on milk purchases.
Save money by making your own coffee creamer. Learn how to make liquid non-dairy creamer from powdered in this page.