My wife and I both draw the same amount of Social Security. When one of us dies, will our Social Security benefit be just one half of the total we had been getting? Is there anything we can do to increase it?
By William
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Call your local Social Security Office and talk to them.
Anyone needing information about their Social Security benefits should try calling the SS 800 number for general advice (your question may fall in that category) or make an appointment and visit their local SS office (this is the best idea) for answers to any of their questions.
General - a person will only draw one benefit check so most likely you will receive half of what both of you receive. Whichever person left living could generally draw the larger benefit of the two you now receive.
As far as I have ever heard there is nothing you can do (after retirement) to increase the SS amount of each individual (except as noted above) unless you return to work and pay more SS money into the system.
I believe what you are talking about is called "planning" for the future as this financial need should have been apparent many years ago. At least you may find out now as to what one person will receive so you can make any necessary changes while you are both living.
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